As is the case with all Texas motor vehicle collisions, liability for injuries or damages is determined according to fault, whether it’s unintentional or intentional. For example, Lyft and other rideshare app companies mandate that their drivers have private liability insurance coverage and uninsured/underinsured coverage up to $1 million per crash.
In addition, Lyft provides third-party liability insurance coverage that pays up to $1 million per accident for any personal injuries or property damage.
However, the third-party coverage only applies after the Lyft driver’s insurance policy has been exhausted. For example, if the rideshare driver was not officially logged into the Lyft app or was off duty during the accident (in other words, they weren’t transporting a paying passenger), the driver's personal insurance policy should cover damages for injuries or fatalities.
If the Lyft driver was logged into the app and transporting a customer at the time of the accident, the company insurance policy should cover any injury or fatality resulting from the wreck.
For accident claims involving injuries—whether minor or severe—the skilled and compassionate Dallas Lyft rideshare lawyers at Trust Guss Injury Lawyers are ready to file a claim on your behalf seeking to recover monetary damages for your medical expenses, pain, and suffering, diminished quality of life, emotional or physical trauma, lost wages and income, vehicle damage or replacement, and any other applicable damages.
If the claim involves a fatality, various surviving family members or dependents can file a wrongful death lawsuit to recover damages such as the decedent’s medical expenses before their death, funeral or burial expenses, loss consortium, loss of companionship, and many others. Proving liability in a Lyft rideshare accident is best left to qualified rideshare accident attorneys, as companies like Lyft will deploy a team of lawyers and insurance representatives to fight your claim.