Anyone who watches television has heard the singsong voice reassuring everyone that “Nationwide is on your side….”
While that’s a nice thought, the experienced car accident attorneys and legal professionals at Stewart J. Guss, Injury Accident Lawyers, can assure you that Nationwide is almost certainly NOT on your side!
Nationwide is one of the top insurance providers and serves clients across the U.S. (hence the name!) However, you can bet that the corporate officers haven’t collected hundreds of millions of dollars in profits through their dedication to paying claims and being “on the side” of accident victims. On the contrary, they make their money by paying out as LITTLE as possible on claims, so how is it possible that they are on your side? It’s simple – they’re not!
While all auto insurance companies may use similar claim procedures, no two companies are the same. Our car accident attorneys have been successfully fighting Nationwide Insurance car accident claims adjusters for years. We are a national law firm based in Houston with multiple offices around the country. We also work with affiliate law firms in most states that share our focus and dedication to excellence. No matter where you are located, we may be able to help you, so call or contact us now. We are open, for free, 24 hours a day, seven days a week, at 800-898-4877, or CONTACT US NOW by CLICKING HERE to submit your case for review.
If you were in a car accident, there is a good chance you might have to file a claim with Nationwide. You may also have to file a claim if you are a Nationwide policyholder and were in a crash with an uninsured or underinsured driver. If you have to start the claim process, don’t expect to get the nice voice from the commercials on the other end of the phone. Instead, let our experienced car accident law firm share with you the SECRETS about how Nationwide handles claims and protects its profits!
SECRET #1: They WANT You to Accept Their Settlement Offer—The FIRST ONE, That Is!
It’s almost impossible to predict what kind of settlement offer you’ll get from Nationwide. You can file a perfectly valid claim with all the evidence you need to support it, and the offer you receive in response can still seem simply nonsensical. We’ve seen people with more than $100,000 in losses get offered $15,000!
What’s their reasoning? Nationwide makes these low offers hoping that people will accept them and move on. They are known for systematically “lowballing” people who are not represented by a car accident attorney, hoping they will take a fraction of what they are owed because they don’t know their rights and they need money ASAP.
You’d be surprised how many people think they have no other choice but to accept whatever amount Nationwide offers. We’re here to break the news: YOU HAVE OTHER OPTIONS! The most important option is to contact a Houston car accident attorney who can stand up to Nationwide for you.
If you accept the first offer from Nationwide, you sign away your rights to more money down the line as your bills continue to stack up. Even if you negotiate with them after their initial offer, you are almost certainly entitled to much, much more.
Don’t let Nationwide get away with their “lowball” trick. If you’re not represented by an experienced auto accident attorney, you could be taken advantage of. Instead, call our office before you EVER accept ANY offer from Nationwide—especially the first one! Once you accept an offer, you can’t go back and get additional payments. We know how to negotiate with Nationwide to get you every penny you deserve on your claim, and Nationwide knows our firm well enough to know that we will not back down from a fight.
If you aren’t sure if you are getting a fair offer on your claim, call us right now for a free consultation at 800-898-4877 or contact us by clicking HERE to discuss your case for free. We can review your offer and advise you of the best course of action.
SECRET #2: Nationwide Will Probably DELAY or DENY Your Claim!
When insurance companies like Nationwide receive premiums, they turn around and invest that money to earn interest and increase their profits. You better believe that these companies want to earn as much interest as possible on EVERY DIME. For this reason, they often delay the claims processing process—even on COMPLETELY VALID CLAIMS—until the last possible second. Nationwide will commonly delay your claim for a long time—or even deny it, forcing you to respond with additional paperwork while you’re struggling with your injuries and bills.
This is all just a tactic for Nationwide to invest its $49.3 billion in annual sales and keep it OUT OF YOUR HANDS! Meanwhile, your medical bills and household expenses are piling up! Nationwide does not care about your losses and expenses, but our car accident attorneys certainly do, and we know how to fight for the full settlement you need.
Nationwide is less likely to delay or deny your valid claim if you have the right attorney CALLING THEM OUT on their unfair tactics. If Nationwide is giving you the runaround or refusing to return your calls or fairly process your claim, DON’T WAIT. Call our legal team now. We are here to push forward on your Nationwide claim, and we won’t stop until we recover everything we can on your behalf. If you’ve been waiting forever for action on your Nationwide claim, or just a simple callback from the adjuster, reach out right now. We’re here to discuss your situation for free. Call us at 800-898-4877 or contact us by clicking HERE for a free case evaluation!
SECRET #3: You CAN’T Trust the Adjuster!
The first thing Nationwide insurance claims adjusters will likely tell you is that you can trust them to help you through the complicated process of a car accident insurance claim. While many insurance companies rely heavily on computer software to estimate claims, Nationwide adjusters often have more leeway and discretion to use whatever information they can gather. They want you to trust them because they want to get you talking! Then, the adjuster won’t hesitate to use your statements against you!
The reality of the situation is that YOU CAN’T TRUST a Nationwide adjuster with your car accident claim. Like every other insurance company out there, Nationwide makes money by charging their customers premiums each month and then paying out as little as possible on every claim that they get. In fact, they will gladly DENY YOUR CLAIM ENTIRELY if they can find any reason to do so.
For this reason, many insurance companies REWARD THEIR ADJUSTERS FOR SAVING THEM MONEY. The insurance adjuster is NOT your friend and you should always remember that they are out to benefit two parties and two parties alone—THEMSELVES and their EMPLOYERS.
Remember—Nationwide insurance adjusters are NOT lawyers. While they may seem like they know what they’re talking about and try to discuss your legal rights with you, they haven’t gone to law school and they are under no ethical or contractual obligation to do what is in your best interests.
As a result, Nationwide insurance adjusters are not to be trusted with your claim and may actually give you BAD ADVICE or misrepresent your legal rights in a way that could convince you to accept a settlement that is SIGNIFICANTLY less than your claim is really worth.
There have even been reports of insurance adjusters lying to people who file a claim to convince victims to settle for an unreasonably low amount. One of the biggest lies they tell is that you don’t need a car accident lawyer on your side.
If you have to deal with a Nationwide insurance adjuster, keep your guard up, or better yet – don’t talk to them at all. They know that if they act like your friend and get you to open up, they have a better chance of finding a way to reduce your claim. You need to keep in mind that they actually have an INCENTIVE to pay you as little as possible, and acting friendly or like they are “on your side” is just an attempt to manipulate you into saying something that will hurt your case.
Most importantly, you don’t even have to say anything overtly against your interests for an adjuster to attempt to use it to lower the value of your claim.
For example, let’s imagine that you are injured after your car accident and haven’t had a chance to retain one of the experienced legal team at Stewart J. Guss, Injury Accident Lawyers, yet. A Nationwide adjuster calls you to discuss your claim and starts the conversation with “Hello, how are you today?” to which you reply “I’m fine,” as you always do in an attempt to be polite. That insurance adjuster may try and use your response as evidence that you are not really injured. After all, you said you were “fine,” right!?
It’s little verbal tricks like this that insurance adjusters use to try and reduce your claim. Sometimes, they try to make you trust them and provide an open-ended narrative of the way that your accident occurred. Remember, they’re not interested in hearing your side of the story. They are hoping you say something they can use against you. Even telling them that you happened to glance at your phone minutes before your accident or need to change your windshield wipers because they’re a little worn out could potentially be used by a Nationwide adjuster to reduce your claim.
So, how do you best protect yourself from a shady Nationwide insurance adjuster? The best thing to do is to TALK TO THEM AS LITTLE AS POSSIBLE. This means that you should retain a lawyer to represent you in your Nationwide insurance claim as soon as you possibly can.
Once you have the legal team of Stewart J. Guss, Injury Accident Lawyers, on your side, you don’t have to worry about unscrupulous insurance adjusters trying to take advantage of you, because we’ll be handling your claim and all communication on your behalf.
Don’t take chances; take action! Let us do the talking for you. We’re open 24/7, so call us right now for a free consultation at 800-898-4877 or contact us by clicking HERE to discuss your case for free.
SECRET #4: Don’t Say Too Much to an Adjuster and DON’T Agree to Give a Recorded Statement
While we discussed this in the previous section, it’s worth reiterating: Don’t say too much to a Nationwide insurance adjuster and NEVER agree to provide a recorded statement without attorney representation. While insurance adjusters may seem very nice and like they want to help you, the truth is that they want to get you to settle your case for as little as possible.
In fact, they will do everything they can to deny your claim, pouncing on every opportunity. It’s what they’re trained for! By talking about your accident or providing a recorded statement, you are increasing the chances that you will say something they can use to justify lowering the value of your claim.
Nationwide and other auto insurers are sophisticated companies that handle thousands of claims every year and invest millions of dollars into training their people to minimize payouts. They KNOW what they are doing when it comes to denying and limiting claims. For this reason, never get overly confident and think that you can outsmart the insurance company—even if you’ve handled a car accident claim before.
One of their favorite tricks is to just get you talking casually. Nationwide adjusters often try and achieve this by acting EXTREMELY FRIENDLY and like they are on YOUR SIDE. They aren’t. They are on NATIONWIDE’S SIDE, and that means they are looking for any way to settle your case for as LITTLE as possible.
Fortunately, the attorneys at Stewart J. Guss, Injury Accident Lawyers, have dealt with insurance adjusters from Nationwide and other large insurance companies. Over the years, we’ve seen EVERY TRICK IN THE BOOK, and we do everything we can to get our clients the compensation they deserve.
We’ll go to bat for you and make sure that you are treated fairly by adjusters who only care about their bonuses and their company’s bottom line. We have a national reputation for being a hard-nosed personal injury law firm that won’t hesitate to take a case to court to get our clients the compensation they deserve, which means these big insurance companies know not to play games when we’re on the case.
You have NO obligation to give a recorded statement to an adjuster, and it is NEVER a good idea to do so. Instead, always hire one of our attorneys to represent you in ALL of your communications so you can ensure that NOTHING jeopardizes your claim.
Having a lawyer who knows the secrets of Nationwide can be a huge benefit, expediting the entire claims process and maximizing your settlement! If you’ve been asked to give a recorded statement, or have already given one and aren’t sure what to do next, call us right now for a free consultation at 800-898-4877 or contact us by clicking HERE to discuss your case.
SECRET #5: They Want to Convince You That You DON’T Need a Lawyer!
Nationwide adjusters will certainly advise you that there’s no need for you to speak with a car accident attorney. They’ll claim all an attorney will do is “take your money” and you’ll get nothing on your claim. The reality is that they don’t WANT you to have an attorney, because it makes their job that much more difficult! Those adjusters have handled thousands of accident claims—they know the ropes.
Luckily, they don’t have anything up their sleeve that we haven’t seen before – and we know how to keep them from getting away with their tricks.
Our experienced Nationwide insurance claim attorneys help in many ways, including:
- Advising you whether another driver should be liable for your losses and gathering evidence to prove negligence and liability
- Tracking and calculating your numerous losses to determine the full value of your claim
- Handling all communications with adjusters to prevent delays and make sure there are no statements against your interests
- Sending in the required documentation and paperwork as the adjuster requests
- Reviewing all settlement offers to see whether they are sufficient (tip: they probably are NOT!) and helping you fight for additional compensation
- Negotiating for a higher offer
- Filing a lawsuit and standing up for you in court if Nationwide won’t give you the offer you deserve
Nationwide doesn’t want you to have all this help. Why would they!? They can fool unrepresented claimants into accepting much less than represented parties equipped with proper legal knowledge.
One more tactic that adjusters may use to dissuade you from calling a law firm is by telling you that a lawyer will be too expensive and will only take chunks of your settlement money from you. This is NOT the truth when it comes to our car accident lawyers! Even though many law firms are notorious for charging exorbitant hourly fees, this is not how our firm works.
At Stewart J. Guss, Injury Accident Lawyers, our legal team consults with clients and reviews their options for FREE. If we determine you have a valid insurance claim, we will file and handle your claim for FREE. Yes, you read that right—you will pay NOTHING out-of-pocket for us to handle your claim. If we successfully secure a settlement for you, our fees come directly out of your settlement and NOT from your bank account. This means that ANYONE can afford to have the help of a car accident lawyer!
You may wonder why you would give up part of your settlement to pay for an attorney’s help if you can simply keep all of it yourself. The reality is that an attorney can often help you get significantly more than you otherwise would, even AFTER their fees!
Think about the following situation:
- You are in a car accident and have $10,000 in car repair and medical bills, so you file a claim with Nationwide.
- Nationwide insists your claim is only worth $7,500, so you accept that amount because you don’t know you have the option to fight for more.
- You pay off $7,500 of your bills and pay the remaining $2,500 out-of-pocket, putting a strain on your household finances.
The above is an all-too-common situation that exposes innocent car accident victims to unnecessary financial liability.
Now, consider this alternative:
- You are in a car accident and have $10,000 in car repair and medical bills.
- You contact the law firm of Stewart J. Guss, Injury Accident Lawyers, and consult our team of legal professionals about your claim.
- Our legal team evaluates your claim and informs you that you can seek additional damages for your lost income, future medical expenses, miscellaneous injury-related expenses like transportation or household services, and your pain and suffering.
- We fight for you and obtain a recovery of $30,000 after calculating ALL your losses, pain and suffering, etc., and negotiating on your behalf.
- We also reach out to your medical providers and try to negotiate reductions on those bills whenever possible.
- Even after attorneys’ fees, and paying reduced amounts on your medical bills, you are left with a “net” recovery in your pocket of FAR more than that $2,500 above!
- You use $10,000 to pay off your existing bills and have $7,000 left to put toward any future bills or other expenses.
While the above example is completely hypothetical and NOT a guarantee of results in any specific case, it shows how an unrepresented claimant can end up PAYING $2,500 while a represented claimant in the same situation may walk away with $7,000 EXTRA!
While the insurance company will tell you that lawyers are only after your money, this is simply not the case. We’re here to help, and our goals are the same as your goals—because we ONLY get paid if you do!
Never hesitate to call a lawyer because an adjuster says not to. Instead, call us directly to learn the many ways we can help you FOR FREE.
SECRET #6: It MATTERS Who Your Lawyer Is!
Some insurance companies may change their tunes as soon as someone hires legal representation. With Nationwide, we believe that the quality and integrity of your law firm matters when it comes to how the claims adjuster responds. Nationwide keeps records regarding which attorneys are willing to play hardball and file lawsuits, and which attorneys will surrender without much of a fight.
For example, if your attorney has a reputation for regularly settling claims for low amounts, Nationwide may SERIOUSLY undervalue your claim from the get-go. If, on the other hand, you have retained a tough law firm like ours, Nationwide will know it and will be more likely to pay your claim’s full value, fast.
We’ve seen people switch from one law firm to another with a more assertive reputation—and they often see their offers increased by thousands of dollars almost immediately! You can trust that our law firm won’t settle for any less than you deserve, and we have the resources to take your claim as far as it needs to go.
In addition to filing a personal injury lawsuit, we can also identify whether you can take other types of legal action against Nationwide itself. Insurance laws prohibit these companies from violating policies, which includes causing unnecessary delays or denying claims they know are valid. If we see Nationwide taking such actions, we can advise you of your rights to file a bad faith claim against the company. Leave the fine print to us!
Contact a Nationwide Insurance Car Accident Claims Law Firm for the Help You Need!
Our law firm can reveal these secrets about Nationwide’s tactics and tricks because we’ve handled many Nationwide car accident claims for clients just like you.
We’ve seen it all—from Nationwide trying to pay pennies on the dollar of what claimants deserve to denying fully valid claims. We know how to respond and how to protect your rights in these situations.
The attorneys of Stewart J. Guss, Injury Accident Lawyers, are nationally recognized car accident lawyers who have protected the rights of injured car accident victims for more than 20 years.
If you were injured in a car wreck and are dealing with a Nationwide claims adjuster, call our office right now to schedule a free consultation! Since we take all of our personal injury cases on a contingent fee basis, you will not owe us a DIME unless we win your case. To schedule your case evaluation, call us today at 800-898-4877 or contact us now by clicking HERE.