Call Now
Click here to contact us!

SECRETS of Liberty Mutual Car Accident Claims EXPOSED

By Stewart J. Guss on March 16th, 2018 Car Insurance Attorney Houston

“Responsibility. What’s Your Policy?” Yes, Liberty Mutual wants you to think that it has your back and will take responsibility to help you when you’re in a wreck. THINK AGAIN. Since the company has grown and bought other companies such as Safeco, its “responsibility” is to maintain corporate profits by paying as little as they can get away with on legitimate claims.

While auto insurance companies may use similar claim procedures, no two companies are the same. Our attorneys have been fighting Liberty Mutual claims adjusters for years. We know all their tricks, and they know who WE are too. If you are fighting Liberty Mutual on a car accident claim, you need a law firm that knows how to MAKE them take responsibility. If you are dealing with Liberty Mutual, call us right now for a free consultation at 1-800-898-4877 or contact us by clicking HERE to discuss your case for free.

SECRET #1 – Liberty Mutual Is NOT About Responsibility, Its About PROFIT

Liberty Mutual is a worldwide insurance giant and is ranked as the fourth-largest insurance company in the United States. During the past 100 years, the company has grown to open 800 locations and numerous subsidiaries, including Safeco and Peerless Insurance. The company rakes in billions of dollars in revenue on an annual basis and was ranked 75th on Fortunes 100 List. Trust us when we sayLiberty Mutual is focused on making money!

The top revenue-generator for Liberty Mutual is car insurance, so if youre in a car accident, there is a good chance you may have to deal with a Liberty Mutual insurance claim. But BEWARELiberty Mutual puts its OWN well-being first, not the interests of their insureds, and CERTAINLY not the people their insureds have injured. There is one way they make all this money: By paying out as little as they can get away with on claims.

SECERT #2 – Liberty Mutual will DENY, DELAY, DEFEND!

The American Association for Justice (AAJ) published a report named the Ten Worst Insurance Companies in America,” and were not surprised that Liberty Mutual made the list! One of the major allegations against the company was that it hired insurance consultants McKinsey & Co. to update its policiesand not in your favor. According to AAJ, this particular consultant firm promotes policies to Deny, Delay, and Defend insurance claims. This will make sure that payouts are limited as much as possible almost every time!

The report shows that Liberty Mutual has systematically lowered settlement amounts year after year, even for valid claims. Its claims processing has become significantly slower, with worse results for claimants. With so many people having such a HORRIBLE experience, its no shock that claimants need to file more and more lawsuits against the company to get the recoveries they deserve!

If you were in a car accident anywhere in the country that was caused by a Liberty Mutual policyholder, you should contact an attorney with experience in dealing with this company RIGHT AWAY. The attorneys at Stewart J. Guss, Attorney at Law know how to identify when Liberty Mutual adjusters are wrongly DENYING, DELAYING, or DEFENDING. We can tell you when Liberty Mutual wrongfully lowered a settlement offer and can fight for whats right FOR YOU.

In addition, because lawsuits against Liberty Mutual are so common, you NEED a car accident attorney whos ready to go to bat for you in court. Our attorneys are not afraid to face off against Liberty Mutual in the courtroom, if necessary, to make sure youre not a victim of their company-focused policies.

SECRET #3 – Liberty Mutual shows BAD FAITH toward its Own Customers!

If you are a policyholder with Liberty Mutual and need to make an uninsured motorist claim or another type of auto insurance claim, you may also experience their deny, delay, and defend tactics. Even though you pay your premiums, year after year, on time, that does NOT mean that they will take “responsibility” when you have a claim. Liberty Mutuals policies to reduce payments on claims apply to its policyholders as well as third-party claimants! Some examples of bad faith experienced by Liberty Mutual policyholders include:

  • Not fully investigating claims
  • Causing undue delays for a claim
  • Denying a valid claim
  • Refusing to offer a reasonable settlement
  • Not adequately defending against a lawsuit
  • Unfairly interpreting the terms of an auto insurance policy
While policyholders are experiencing such bad faith actions, their policy premiums may also increase! According to the AAJ report, federal insurance regulators have accused Liberty Mutual of engaging in systemic bid-riggingLiberty is one of many companies that were alleged to have participated in bid-rigging schemes with broker Marsh & McLennan to justify premium increases. While the company denied the accusations, it agreed to settle claims in certain states for millions of dollars.

Basically, Liberty Mutual is willing to take advantage of its own customers to make more profits!

SECRET #4 Be Especially Aware of ANY Car Accident Injury Insurance Claim

Auto insurance is required by law in every state, so you might EXPECT a relatively streamlined auto insurance claim process, especially when injuries are involved. However, this could not be further from reality, because each auto insurance company has its own tactics to take advantage of policyholders and claimants, and Liberty Mutual is no different. It often seems that as companies grow, so does the potential for underhanded or even fraudulent tactics.

Too many people trust insurance settlement offers and accept them without realizing that:

  • Initial offers are generally grossly low compared to the actual value of a claim
  • By accepting an offer, you give up your rights to any additional compensation stemming from that accident, even if you still need additional treatment
  • You have the option to negotiate a higher settlement or file a lawsuit in lieu of accepting an offer

Liberty Mutual is only one of many auto insurance giants that seem more concerned about its profits than consumers. Always be wary of insurance settlement offers and discuss them with an experienced attorney before you sign anything.

Consult a Lawyer That Knows How to Fight Liberty Mutual Injury Claim Adjusters

The law firm of Stewart J. Guss regularly stands up to companies like Liberty Mutual and fights to get every penny owed on a claim. We handle the insurance claim process and are prepared to “move mountains” to get our clients everything they deserve.

The attorneys of Stewart J. Guss, Attorney at Law are nationally recognized car accident lawyers who have protected the rights of injured car accident victims for more than 20 years. If you were injured in a car wreck and are dealing with a Liberty Mutual claims adjuster, call our office right now to schedule a free consultation! Because we take all of our personal injury cases on a contingent fee basis, you will not owe us a DIME unless we win your case. To schedule your case evaluation, call us today at (800) 898-4877 or contact us now by clicking HERE.

26 Mar

Car accidents cause a shockingly high number of injuries every year. They’re also responsible for another type of agony that’s […]

24 Mar

In an effort to help our community maintain social distance and support small businesses during this crisis, we’ve started a […]

24 Mar

When you survive a car accident, you count your lucky stars – but you still have problems on your plate. […]