21st Century Insurance1 provides auto insurance coverage for drivers in 48 states and Washington, D.C. If a driver who is covered by 21st Century caused your collision, you may need to file a claim with the company to seek compensation for your accident-related losses. After reviewing your claim, the 21st Century claims adjuster may come back with a lump-sum settlement offer.
In some cases, especially if your injuries are relatively minor, a settlement offer may be sufficient to cover your medical expenses and other small losses. However, if you have sustained serious injuries and/or significant losses, it is likely that the initial settlement offer from 21st Century Insurance will be inadequate. Too many injured people believe they have no other choice but to accept the insurance offer, however, you have other rights and options in this situation.
First, you should have an experienced auto accident lawyer evaluate your case and advise you on the estimated amount that you deserve based on your medical bills, lost income, pain and suffering, and related damages.2 Then, your attorney can submit documentation, present evidence, and use other resources such as medical experts to prove the true value of your claim. In many cases, an attorney who is a skilled negotiator can obtain a significantly higher settlement offer from 21st Century Insurance. In the event that the insurance company still refuses to offer an adequate amount, you have the right to file a lawsuit to seek the compensation your deserve.
Contact a Houston auto accident attorney for help
If you have sustained serious injuries in a car accident, you should consult with an experienced auto collision lawyer as soon as possible. Attorney Stewart J. Guss can assist you through every step of the claims process with 21st Century Insurance or any other auto insurer to ensure that you obtain the full value of your claim. If an adequate claim settlement does not seem possible, Attorney Guss can file a legal claim against the responsible driver on your behalf. Please do not hesitate to call for a free consultation at 281-664-6500 today.