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Using Uber or Lyft is supposed to make life easier and more convenient. However, if you have suffered injuries after a rideshare accident, you may experience the opposite – overwhelm, confusion, and distress. At Trust Guss in Katy, TX, our team of experienced personal injury attorneys can determine liability and build a strong case to help you claim the maximum in compensation. Our lawyers will fight tirelessly to protect your rights and ensure justice is served. Contact us today for a no-cost case evaluation.

How A Katy Rideshare Accident Lawyer Can Help
If you’ve experienced injuries after an Uber or Lyft accident due to another’s recklessness or negligence, our skilled rideshare accident lawyers in Katy, TX can help you claim the appropriate damages for your losses so you can begin rebuilding your life. While demonstrating liability in a rideshare crash can be challenging, our team has been handling similar cases for over three decades, ensuring you receive superior legal representation. In fact, we are so confident in our ability to win your case that we work on a contingency fee basis, meaning that you never have to spend a dime unless we are successful. Our team will do the following:
- Delve into the cause(s) of the collision
- Identify all liable parties
- Gather critical evidence
- Evaluate the available insurance coverage for your claim
- Work with industry experts to bolster your case
- Determine the monetary value of your damages
- Negotiate with insurers and third parties on your behalf
- Ensure your claim is filed within the deadlines dictated by the statute of limitations in Texas
Ridesharing Insurance
An Uber or Lyft driver uses their personal vehicle, not a vehicle owned by the ridesharing company. This complicates where liability sits in an accident. Uber’s policy makes things even more complicated for drivers:
- When the app is not active – The driver’s personal auto insurance is in effect. When the driver is not active on the app, they are essentially off duty and Uber cannot be held responsible for any damages to a person or property.
- When the app is on but the driver does not have a passenger – Both the driver’s insurance and Uber’s insurance may be applicable in the case of an accident. Uber’s coverage is relatively small, however, and they will fight tooth and nail to claim the driver was not active at the time.
- When the app is on and there is a passenger in the vehicle – Uber’s insurance coverage kicks in here with high coverage amounts, but this coverage may not apply in all situations.
Because of the complexity and the inherent confusion underlying the insurance requirements and when Uber’s insurance would apply, you need the guidance of an experienced Katy rideshare accident attorney. Your lawyer can help you throughout the complex legal process, determining whose insurance coverage is applicable in your specific situation and helping you collect every dollar you deserve. The last thing you want is to pay out of pocket for your medical expenses after an accident you did not cause!
How Is Liability Determined In An Uber or Lyft Accident?
With rideshare accidents, there are often multiple at-fault parties involved, making it tricky to correctly pinpoint liability. To make matters worse, rideshare companies and insurance carriers are notorious for their efforts to limit payouts, as their bottom line depends on it. After an Uber or Lyft accident, our personal injury lawyers at Trust Guss in Katy, TX, may hold the following parties accountable:
- The rideshare driver
- The rideshare company
- Other motorists who contributed to the collision
- Manufacturers that supplied faulty car parts or vehicles
- Mechanics or body shops that failed to make the involved vehicles safe
- Government agencies that failed to implement proper signage or safe roads
- Establishments or individuals who let drunk drivers get on the road
Our dedicated rideshare accident lawyers will investigate all available evidence to build a strong case, including police reports, skid marks, photos of the scene, video footage, witness statements, accident reconstruction experts’ testimony, and more. If, after negotiating with insurance companies to achieve a fair settlement, we are not successful, we will not hesitate to take your case all the way to court. The most important thing is for you and your family to be taken care of, especially if your injuries mean you will be out of work for some time. Rideshare companies and insurers are not on your side – but we are. We will fight in your corner to ensure your interests are protected.
How Does Insurance Work In A Rideshare Collision?
The amount of compensation you receive can be impacted by the level of insurance coverage available at the time of your accident. As mentioned earlier, rideshare companies and their insurers are infamous for trying to evade liability. Uber and Lyft hire drivers as independent contractors instead of employees, as this allows them to limit their liability in a number of specific ways. The degree of coverage available with a rideshare crash is outlined below:
1. The rideshare app is active – Here, insurance will cover claims as follows:
- $50,000 for bodily injury per passenger
- $25,000 for property damage per accident
- $100,000 for bodily injury per accident
2. The rideshare app is active, and a ride has been accepted – In this scenario, a $1M insurance policy will take effect, covering the drive from the start of the ride until it is completed in the app.
3. The rideshare app is not active – In this case, the rideshare driver’s personal insurance will be used.
Although navigating the insurance claim process after a rideshare accident can be confusing, our experienced personal injury lawyers have handled thousands of similar cases and are up to the challenge. We will handle all paperwork and communications, allowing you to sit back, relax, and focus on the healing process.
How Much Time Do I Have To File A
Claim After A Katy Rideshare Accident?
The statute of limitations in Texas dictates that you will have two years from the date of your accident to file a claim. If you fail to act within that time frame, you may lose the opportunity to extract compensation for your losses, which can put you and your loved ones at risk. A major accident and the injuries that ensue can devastate you physically, emotionally, and financially, and you deserve to be made whole.
If another person caused your collision through negligent or reckless behavior, you shouldn’t be the one to shoulder responsibility. Let our firm hold the at-fault parties accountable and ensure you receive all the damages you are rightfully owed. We will file your claim on time and according to all the relevant guidelines, alleviating stress, confusion, and anxiety.
Why Choose Trust Guss in Katy, TX?
Our firm has received over 1400 five-star Google reviews, reflecting the satisfaction and success experienced by our clients. For over 25 years, our dedicated personal injury lawyers at Trust Guss have been helping clients live happier, more fulfilled lives after surviving an accident that left them with serious injuries.
If you have been hurt after a rideshare accident, you may not know when you will be able to work again. Our attorneys can ensure you and your family are covered financially and that you don’t have to worry about paying for doctor’s visits, hospitalizations, medications, at-home care, or other expenses. You can contact us 24/7, and you will always speak to a live agent who is ready and willing to help you.
Stewart J. Guss – Founder and Visionary
Trust Guss was founded by Stewart J. Guss in 1999. Since then, he has expanded the company to provide outstanding legal representation to clients in four states from a staff of over 100 professionals. Stewart is a Texas native who obtained his Juris Doctor Degree from the prestigious University of Houston Law Center. He is an active member of the Texas Trial Lawyers Association and has been lauded across the U.S. for his “Clients First” approach and his unwavering commitment to excellence. Stewart was named in the top 1% of personal injury attorneys in the nation by the National Association of Distinguished Counsel and has been recognized as a Top Lawyer by the National Trial Lawyers, Rue Ratings, and Houstonia Magazine. When he isn’t working tirelessly to support his clients, he contributes as a philanthropist, donating to multiple charities and university scholarships.
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