Who Should I Talk To First After A Car Accident – A Lawyer Or The Insurance Adjuster?By Stewart J. Guss on October 19th, 2013
BAM!!! It comes out of nowhere, and rocks your world (in a BAD way!) There are few things that will turn your life upside down as quickly and thoroughly as a car wreck. It is a complete invasion of your time and your life, and it happens in a second, without any warning. To make things worse, you may have suffered serious injuries and may be sitting at home in pain, or worse, in a hospital. You are hurt, you are confused, you are without a freakin’ vehicle, and you don’t know where to turn. So who do you call? Yeah, I know, lawyers have the reputation of being the sharks or the crocodiles, but hey – keep reading.
Okay – option one: You call the insurance adjuster. Why not? They are there to help, right? Maybe you’ll get to talk to that pretty “Flo” lady, or maybe that handsome man who makes you feel SO protected when you see him in those commercials, right? Huh. WRONG. You’re going to talk to someone who will, from the MOMENT you start talking, NOT be looking for ways to help pay your claim, but looking for ways to DENY it! Remember how insurance works – insurance companies collect premiums from all their customers, and then they pay out some of that money in claims. The difference between the amount they take in in premiums and the amount they pay out in claims is their profit. So what is the easiest and most logical way to increase profit? Yep, you got it, to deny as many claims as possible! So, I’m sorry to tell you this, but that person you’re talking to when you call the insurance company may not be that cool little lizard with the English accent, but more like a hungry crocodile ready to swallow you whole!
You may think of lawyers as the bad guys, but ask any of my clients – its just not so. Personal injury lawyers like me are here to help protect people who were victims in a car crash. We’re here to make sure that injury accident victims are fairly compensated for their damages. We are the guys that make sure that you get what’s FAIR, instead of that money going back into the pockets of some already rich insurance company’s CEO. You’ve all heard the phrase before, “Anything you say can and will be used against you.” It is completely true when it comes to talking to the insurance adjuster after a car accident! Why do you think they ALWAYS ask you if they can record your statement? (Don’t agree to that, by the way!)
If you are injured in a car wreck, it makes all the sense in the world to talk to a lawyer BEFORE you talk to any adjuster. You are welcome to call me, COMPLETELY free of charge, at 800-898-4877. I’m a personal injury lawyer that has been representing car accident victims in Houston, Katy, Spring, Cypress, Tomball, The Woodlands and throughout Texas for almost 20 years. Call me now – I’ll tell you what I think, and I’ll let you know if I think I may be able to help. If I can’t – I’ll let you know that too. Feel free to check out my auto accident page on my website for more details. Despite what you may have heard to the contrary, its not the lawyers that are the lizards in this process…