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The compensation you can recover from your Richardson car accident claim may depend on many factors, including the coverage offered by your Personal Injury Protection (PIP) insurance, if you choose to purchase it. PIP coverage may help with the initial medical bills and costs associated with a car accident. Unfortunately, PIP insurance may not offer enough coverage to cover the full extent of the damages you may sustain. If another driver’s negligence caused your accident and injuries, you may have the right to claim compensation for any medical costs that exceed your PIP coverage.
As the party who suffered injuries in a car accident, you must make arrangements to pay your medical bills. The other party will not have to pay those medical bills directly. However, you can include your medical costs from the accident as part of your personal injury claim. The liable party may then have to pay compensation for your medical costs, and you can use a settlement or court award to cover your financial losses.
You can file a car accident claim any time someone causes a car accident that results in injuries. The other driver’s negligence will serve as evidence of liability. For example, a drunk driver may swerve over the line or behave unpredictably. That negligence alone would provide enough evidence to establish your right to file an injury claim. Remember that many other conditions, including head trauma, uncontrolled blood sugar, and even high levels of fatigue, can also cause impaired driving behavior.
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