The Role of Insurance Companies in Car Accident Cases
If you were injured in a car accident that another driver’s negligence caused, you’re going to deal with an insurance company. It’s important to note, however, that you are not required to give an official statement (whether recorded or written) to the other driver’s insurance company, and you are well advised not to do so. Allow your car accident attorney to provide whatever information it needs.
Car insurance reps are adept at leading claimants on paths that encourage them to allude to their own responsibility (even when they’re not liable). This is one headache that you don’t need and that you can avoid.
Your own insurance company, on the other hand, may require you to give a statement—but you don’t have to do so before you consult your own car accident attorney, who will guide you through the process. Remember to give clear, correct, succinct answers to the exact questions that the insurance company asks.
Finally, remember that insurance companies are in the business of making money, which means that your just compensation is not their priority. In fact, to shore up their profits, many insurance companies go to great lengths not to pay out on claims. Protect your rights and your claim by allowing your skilled car accident attorney to take the insurance-company reins.
Gather Evidence in Support of Your Claim
If another driver’s negligence injured you, the evidence at the scene of the accident is likely to play a pivotal role. Gather and compile all of the evidence that you can as soon as you’re able to do so. (Enlist a bystander if your injuries prevent you from doing so yourself). Include several sources of evidence:
- Smartphone photos and videos that capture the scene and all of its pertinent details from every angle.
- Eyewitness statements and contact information.
- All relevant reports, including police reports, damage estimates, and medical bills and reports.
- A sketch of the accident that visually represents how the accident happened, how the cars collided, the exact location, car placement, all significant details, and any mitigating circumstances.
- A written narrative that relays what happened and that includes every detail that you can remember. (The turmoil that surrounds car accidents can quickly blur your memories.)
Your car accident attorney will help equip your claim with all of the necessary evidence.
