After a crash involving a commercial vehicle, our client was left dealing with mounting medical bills, ongoing pain, and more questions than answers. But what stood out early wasn’t just the injury…it was the insurance company’s behavior.
Associate Attorney Jacob Schrader recognized this immediately, put his head down, and locked in.
They made a substantial initial offer of $210,000 on just $20,000 in medical expenses. While that might sound reasonable at first, knowledgeable attorneys know that early offers like this can signal something deeper: there may be damaging facts the defense doesn’t want uncovered.
When the Numbers Don’t Add Up, There’s Usually a Reason
In many commercial vehicle cases, the real story isn’t just the crash — it’s what led up to it.
Jacob identified several potential red flags that could point to serious negligence, including:
- Possible cell phone use while driving
- An unqualified or improperly trained driver
- The possibility the driver was under the influence
Another element in this case was that the commercial vehicle was equipped with a dash camera. However, the defense refused to turn over the footage unless litigation was filed.
That kind of resistance can be telling.
Even without immediate access to that evidence, Jacob understood the leverage it created.
Question: Can you talk a bit more about your recent settlement for $315,000?
Answer: You know the challenge is always defined by the hook, the thing that the case will turn on. Obviously, the clients will be damaged and have injuries from property damage and physical damage to their body. But when you’re dealing with a commercial claim, there’s more to the case than just that. Did the driver make a mistake, were they on their phone, were they under some sort of medication or can intoxicant that they shouldn’t have been on?There’s a bunch of things that go into a commercial case that makes them more difficult. But also I think it’s really meaningful because it allows us to hold these commercial companies accountable.
Question: Can you disclose the initial offer?
Answer: This client received around $200,000. I think it was pretty far away from where we ended up but that’s why having a an attorney is so important because we know what the case should settle for and we really know how to push these hot button issues that get the insurance to to pay up.
Strategic Pressure Without Litigation
Rather than rushing into litigation, Jacob used what he did know to apply pressure in the right places.
“Since the Defendant was likely a bad actor, we had pressure points to push on even if we didn’t know the full extent of the bad acts.”
This wasn’t Jacob’s first time representing this client. After securing a strong result in a previous case, the client came in with higher expectations — and Jacob was ready to meet them.
By carefully negotiating and signaling a willingness to escalate the case if needed, Jacob was able to push beyond the initial offer without ever stepping into a courtroom.
A $315,000 Outcome That Reflects the Full Impact
The case was ultimately resolved for $315,000 — well above the original offer.
This settlement accounted for:
- Ongoing medical treatment and future care, including the potential need for surgery
- Property damage
- Pain, suffering, and long-term impact on the client’s quality of life
More importantly, it gave the client peace of mind and financial stability moving forward.
Why Commercial Vehicle Cases Require a Different Approach
As Jacob notes, commercial vehicle crashes are rarely straightforward.
“Commercial cases can result in great recoveries but it depends on the injuries and facts,” he said. “That’s why having an attorney is so important because we know what the case should settle for and we really know how to push these hot button issues that get the insurance to pay up.”
Don’t Settle for Less Than Your Case Is Worth
Insurance companies move fast — but that doesn’t mean you should accept the first offer.
At Trust Guss Injury Lawyers, we dig deep, push hard, and fight for the full value of every case.
This case highlights why trusted legal representation matters. Knowing how to fight for your rights can make a significant difference in the outcome. Jacob continues to be a powerhouse at Trust Guss Injury Lawyers – fighting for injured Texans every day.
If you’ve been injured in a crash involving a commercial vehicle, our team is here to help you understand your options and pursue the compensation you deserve.
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