Were You Injured in an 18 Wheeler Accident?
A commercial truck accident is an undeniably devastating event that can flip your life upside down. You may feel hopeless, helpless, and at your most vulnerable. You’re likely in pain, and afraid the coming weeks and months may leave you in immense debt.
You need answers. You need allies. You need advocates.
The nationally-recognized and highly-experienced Houston 18 wheeler accident attorneys at Stewart J. Guss are committed to protecting your rights. Our passion is helping those who need it most, and ensuring they get every penny of compensation they are entitled to by law.
If you or a loved one suffered injuries in an 18 wheeler accident, take the first step toward your recovery and ask for help. The law office of Stewart J. Guss, Attorney at Law offers a FREE consultation, 24 hours a day, 7 days a week. Call 800-898-4877 or click HERE to send us a question and get more information
Know your rights. Know your worth. We do.
If you choose to hire us, you pay us nothing upfront, and you will pay absolutely nothing at all unless and until we’ve won your case. If you are uninsured, or cannot afford health insurance deductibles or co-pays, we may be able to help you obtain the medical treatment you need at no upfront out of pocket cost to you.
America’s Lawyer: National 18 Wheeler Accident Attorney Stewart J. Guss discusses trucking safety on national news with Mike Papantonio
It’s no secret: trucking companies don’t play fair. They have plenty of tricks up their sleeve to make your recovery difficult or impossible, especially if you try to handle a claim on your own.
Don’t face this alone. You deserve the best team of 18 wheeler accident lawyers on your side to help you win this fight.
Our law firm has over 20 years of experience grappling with trucking companies and insurance adjusters on behalf of victims of truck accidents. Count on us to fight diligently to get you full and fair compensation for all damages.
What to Do After a Semi-Truck Accident
If you were in an accident with an 18 wheeler, you’ll be saddled with a lot of questions… and likely a lot of physical, psychological, and economic damages.
Health and safety are the top priorities in the immediate aftermath of a crash. Call 911 if someone else already hasn’t done so.
If ambulance personnel recommend that you go to an emergency room for medical treatment, do so right away. Some injuries take time to show up, but you face a better outcome if a doctor spots and diagnoses them early on. Also, having a doctor immediately document all of your injuries helps with any legal case you decide to pursue.
When you’ve been in an 18 wheeler wreck, it’s important to obtain accident reports. Houston police will respond to the scene when you call 911. When the authorities arrive, give them your honest version of what happened. If you don’t know an answer, don’t try to guess, as this can only complicate the legal process.
Be careful not to apologize or make comments that may indicate you were to blame. Many car accident victims will unintentionally say that they “only looked down for a second” or that they “should have seen the truck coming.” While these statements may seem harmless, the truck driver and trucking company can later use such comments to squirm out of liability and claim you are at fault for your own pain and suffering.
If possible, take pictures of the scene with your smartphone. Include road conditions, tire marks, and damage to all vehicles involved. If there are witnesses or other drivers stopped, get their contact information. This information doesn’t always make it into police reports, and witnesses can be difficult to track down as time passes.
Once you are free to leave the accident scene and doctors have stabilized your injuries, reach out to our experienced truck accident legal team at Stewart J. Guss, Attorney at Law. We offer a FREE no-obligation consultation, 24 hours a day, 7 days a week, so call us right now at 800-898-4877 or click HERE to send us a message about your case.
Cases involving 18 wheeler accidents are complex, and your legal rights are in peril. You’ve suffered enough from the crash – don’t suffer again during a legal battle. We can fight against trucking insurance companies for you.
If you are a truck accident victim and have never been in a crash before, you may have no idea of how to proceed. Trust your medical professionals and your lawyer, knowing they have your best interests in mind. Rest assured our team will carefully examine what happened and will guide you in the right direction, answering your questions and allaying your fears.
Key Questions After a Truck Accident
After a traumatizing truck crash, there are bound to be many questions swirling around in your head. What are your rights? Will you have to pay for your medical bills? How can you make the truck company compensate you? You have many things to consider in a situation like this, and our law firm can help shed some light on the situation for you.
To understand your claim, we’ll first need to answer some questions. We’ll go over all of this when we speak with you personally, but some questions you may expect include the following:
- Were there injuries or fatalities from the truck accident?
- How bad is the property damage?
- Were the police involved?
- Do you have medical and insurance costs to pay?
- Did you miss work due to your injuries?
- What caused the 18 wheeler crash?
Anyone who has suffered injuries or lost a loved one in a truck accident should examine their legal rights. Many people are surprised to learn they can seek recovery for their injury-related losses because they think they were partially responsible for the crash Texas law allows you to recover at least some compensation as long as you weren’t more than 49% responsible for the accident. In most cases, injured truck accident victims have the right to some financial recovery.
The most complicated parts of an 18 wheeler crash often involve determining liability. A police report can help, and we can obtain a copy for you. While a police report can’t serve as official evidence of the fault in a crash, it can still give important information. It’s also critical to know whether the police issued a citation to the truck driver or placed them under arrest for any violation of the law, such as drinking and driving. A criminal case alone won’t guarantee you get the money you deserve, but it can help your lawyer prove the truck driver’s negligence and wrongdoing.
We will also collect proof and documentation of medical bills, hours of work you missed, and any other costs related to your injuries. We will determine whether you’ll need additional medical treatment or time off work in the future. We’ll discuss the effects of your injuries, including pain, suffering, restricted movement, and any permanent impairments you’ll have to live with. All of this information allows us to calculate the total value of your claim.
Why Choose Our Team?
Many law firms state they can help with your truck accident case, but we go above and beyond to set ourselves apart. Our firm’s foundation is built upon the following principles:
- Stewart Guss and his team believe in respect, integrity, and empathy. Our law firm will always be there for you.
- Every member of our firm – from attorneys to case managers to receptionists – shows up to work grateful for the opportunity to make a meaningful difference in someone’s life and provide help to those who need it most. When life has knocked them down, we extend our hand not only to help them up, but to guide them through the entire process. Our entire team is committed to seeing our clients make a full recovery.
- With decades of combined experience, Stewart and his team will work tirelessly to recover as much as possible on your 18 wheeler accident claim.
- We are dedicated to following up with our clients’ cases diligently, letting no opportunity slip through the cracks and leaving no concern unaddressed. When it comes to securing compensation for our clients, we track all possible expenses and leave no stone unturned.
- And you don’t pay us anything unless we win your case!
Dealing with trucking insurance companies can be a nightmare. Don’t be left in the dark when it comes to your rights and options after an 18 wheeler injury. An experienced truck accident law firm like Stewart J. Guss, Attorney at Law, can help.
If you’ve suffered injuries in an accident with a big truck, call us right now at 800-898-4877 or click HERE to submit the facts of your case for a FREE evaluation. We’re open 24 hours a day, 7 days a week, so contact us NOW to start getting answers to all of your questions.
Determining Liability in a Truck Accident
To obtain compensation for your truck accident-related losses, you must prove that you can hold one or more parties liable for the crash. Trucking companies and drivers are not often forthcoming when it comes to admitting liability or even turning over potential evidence, making this a complicated task. Our law firm, however, has the resources and experience to fully investigate what caused your crash and file the right claims against all possible liable parties.
Parties that may be defendants in a truck accident claim can include:
- Truck drivers – Like all other drivers, commercial 18 wheeler drivers can make mistakes that can lead to serious accidents. Distracted driving, drunk driving, fatigued driving, violating FMCSA regulations, violating Texas traffic laws, and many other negligent acts can lead to findings of negligence and liability on the part of truck drivers.
- Trucking companies – Negligent trucking companies may hire unqualified or risky drivers, fail to maintain trucks, fail to perform drug or alcohol tests on drivers, fail to properly supervise drivers, or even encourage unsafe behavior, all of which can lead to crashes. Also, you can generally hold a trucking company strictly liable for the negligent or dangerous acts of its employee drivers when they cause injuries.
- Truck manufacturers – Trucks have many parts that need to be in working order for a truck to operate safely. If a truck part is defective and malfunctions, the driver can often lose control of the huge 18 wheeler and crash. Parts that can malfunction and lead to accidents include brakes, coupling devices, steering columns, tires, wheels, axles, and more.
- Other parties – Many third parties lend a hand in the upkeep and safe operation of 18 wheelers. Mechanics may improperly inspect, maintain, or repair trucks, which can lead to malfunctions. Cargo-loading crews can improperly secure cargo so it shifts and throws a truck off-balance, or they can overload a truck so that a driver cannot stop in time. It is always important to examine whether there are liable parties outside of the truck driver or trucking company.
Because you could hold so many different parties liable for an 18 wheeler accident, you should always hire a law firm with the resources to delve deep into the reasons behind your crash and determine all possible sources of liability. Never sign anything until you’ve met with a lawyer. You could risk losing some or all of the compensation that you deserve. A trucking company may have a substantially larger insurance policy than an individual driver, which can be important if your injuries are severe. You don’t want to miss out on the compensation you deserve under the law, so you need a truck accident law firm that will ALWAYS cover all the bases for you.
Safety Tips for Driving Near 18 Wheelers
In Houston, most of us drive alongside large tractor-trailers daily, always at risk of a crash. While truck accident victims do have the right to recover financial compensation after crashes, it is always best to avoid collisions in the first place. While you cannot stop negligence on the part of a truck driver or trucking company, you can take every necessary precaution when you approach or pass a large commercial truck. Some safety tips to remember:
- Heavy trucks take much longer to stop, so don’t ever pull in front of a truck, “cut off” a truck, or suddenly brake when you are in front of a truck. Never assume the truck will have plenty of time to brake and avoid hitting your vehicle.
- Trucks have “no-zones,” which are substantial blind spots on the sides, front, and back of the truck. Know the locations of no-zones and avoid lingering in them when you can. It’s generally safer to pass a truck quickly to avoid being in a no-zone alongside the trailer.
- If you see a semi-truck swerving or any other signs of intoxication or erratic driving in a truck driver, stay as far away as possible from the truck and call law enforcement authorities right away. Even if the driver is not drunk, they may be falling asleep or experiencing a major health event.
- Never look down at a phone or engage in other distractions when you are near a big truck. (Actually, avoid distracted driving at ALL times.) Truck drivers regularly make unexpected lane changes and quick moves on the road, so you want to remain fully aware of the truck driver’s actions.
You have nothing to lose by following the above safety tips for driving around large trucks. While our legal team hopes that everyone gets where they’re going safely and without incident, we do know that truck accidents happen, and we’re ready to help in the aftermath of your crash.
Truck Accidents May Happen More Than You Think
8 wheeler accidents happen more often than you likely think and when they do, the office of Stewart J. Guss, Attorney at Law is ready to help!
18 Wheeler Accident Statistics in the U.S., Texas, and Harris County
Large trucks get into accidents every day across the United States. Many people may not realize just how common these collisions are, and the following statistics reported by the Federal Motor Carrier Safety Administration (FMCSA) may surprise you:
- In recent years, there were more than 2.7 million tractor-trailers registered in the U.S., as well as 8.5 million straight trucks
- About 415,000 reported crashes involved large trucks in one year
- About 83,000 of those crashes resulted in injuries
- Almost 3,600 crashes caused fatalities
- Eighty-one percent of fatal truck crashes involved multiple vehicles
- Among truck accidents, head-on collisions have the greatest incidences of death
- Many truck drivers have past crashes, convictions for speeding, convictions for DUI, or license suspensions
The reports show that Texas by far has the highest number of fatal truck accidents in all of the United States. In a year, the FMCSA reported 593 fatal accidents in Texas, and the second-highest state was California with 313 fatalities. As you can see, Texans have a high risk of suffering severe or fatal injuries in 18 wheeler accidents.
The Texas Department of Transportation (TxDOT) also reports on commercial vehicle crashes happening in different counties throughout the state. By a landslide, Harris County had the most large truck accidents, and many more than many other counties combined. Consider the following statistics for Harris County truck accidents:
- Of the 35,635 truck accident in Texas, 5,876 of them happened in Harris County
- 16 percent of Texas truck accidents took place in Harris County
- The crashes caused 1,615 possible injuries
- The crashes caused 529 confirmed but non-incapacitating injuries
- The crashes caused at least 143 serious injuries
- 47 people died in Harris County truck accidents
- There were 700 additional accidents with unknown injury or severity statuses
Whether you’re driving in the Houston area or anywhere within the state of Texas, always be aware that your risk of a truck accident is higher than others in the U.S. While you can never fully prevent a truck accident or control the actions of truck drivers, there are steps you can take to ensure your safety around large commercial trucks whenever possible.
Remember that we are available for a FREE consultation, 24 hours a day, 7 days a week, so call us right away at 800-898-4877 or click HERE to send us a question and get more information about your claim.
All commercial truck drivers and trucking companies must comply with many different regulations and laws on both the federal and state levels. When they violate these laws, serious collisions and injuries to motorists can often result. Anyone who violates any safety laws and causes injuries should be held fully accountable for their actions.
In most cases, law enforcement officers will arrive at the scene of a truck accident and should always examine whether they believe that the truck driver violated the law in the course of the accident. The trucking company and FMCSA should also investigate possible violations in days and weeks following the crash. The following is a brief overview of some of the laws and regulations that may come into play in a truck accident claim.
Federal Motor Carrier Safety Administration Regulations
The Federal Motor Carrier Safety Administration (FMCSA) enacts and enforces a wide variety of regulations that apply to all commercial vehicles operating on an interstate basis in the United States. This can include semi-trucks, hazardous materials (hazmat) trucks, tanker trucks, flatbeds trucks, buses, and more. The regulations set the standards of behavior for many aspects of trucking, including:
- Licensing – Everyone who operates a commercial truck must have the proper commercial driver’s license (CDL) and training for that particular type of vehicle. Each CDL requires training and examinations, and driving special trucks like HAZMAT may require an additional endorsement on the CDL. Companies should never allow someone without the necessary license and/or endorsement to operate one of its commercial trucks.
- Health conditions – Approved medical professionals must conduct a thorough examination of CDL applicants or renewal applicants and determine that drivers do not have any potentially dangerous medical conditions that would interfere with their abilities to operate trucks. Dangerous and disqualifying conditions include untreated heart disease or diabetes, seizure disorders, musculoskeletal problems like arthritis, sensory loss, or untreated sleep disorders.
- Hours of service – Fatigued driving is a serious issue in the trucking industry, as drivers who fall asleep at the wheel regularly cause devastating and tragic crashes. To prevent fatigued driving, strict rules curb the number of consecutive hours and consecutive days a driver can work without taking breaks to rest and sleep. These rules are complicated, though each driver should understand their restrictions and companies should enforce compliance.
- Intoxicated driving – Commercial drivers face stricter intoxicated driving laws than regular drivers, with a legal limit of 0.04 percent blood alcohol content (BAC) compared to 0.08 percent for everyone else. Even a non-commercial drunk driving conviction can result in the suspension or revocation of a CDL. Truck drivers are also subject to random and post-accident drug and alcohol testing. If a commercial driver fails a drug or alcohol test, the trucking company should take necessary measures, including possible suspension, to prevent that individual from operating a truck in the future while under the influence.
- Distracted driving – Commercial drivers break the law whenever they engage in text-based messaging or read on a smartphone, and they also have strict rules regarding hands-free communications. For example, a truck driver may not make or answer a call if it requires hitting more than a single button. The can use hands-free and voice command programs to make calls, but they cannot search through their phones for a number. In addition to smartphones, many other activities can distract a truck driver. These include eating and drinking (which many drivers do on the road), having passengers, talking on a CB radio, grooming, and more. While other distractions may not violate regulations, they are still highly dangerous.
- Truck inspections – By law, drivers must inspect certain aspects of their trucks pre-shift, and companies must inspect and maintain the trucks in their fleets regularly. It can be easy for companies to gloss over inspections or regular maintenance, which can save the company money and prevent a truck from being out of commission during repairs. However, putting possible defective 18 wheelers on the road is extremely dangerous, as all it takes is a sudden tire blowout or brake failure to affect the lives of other motorists forever.
- Size and weight – Depending on the size and number of axles on a particular rig, the FMCSA sets out strict maximum weight limits when a truck is fully loaded. The maximum weight of any type of commercial truck’s in the United States is 80,000 pounds without special exceptions. Truck drivers must pass through all required weigh stations to ensure compliance, as an overloaded truck can cause increased braking times or even brake failure and runaway truck accidents.
Numerous additional federal regulations apply to both trucking companies and the drivers themselves. After a truck accident, you need a law firm that fully understands trucking safety standards and regulations to properly identify when violations occurred.
Texas State Traffic Laws
In addition to the FMCSRs, truck drivers must follow all state and local traffic laws when driving through Texas. These same laws apply to all other drivers, and they prohibit many types of dangerous behaviors, as well as impose requirements on drivers. Some examples of traffic violations that may lead to truck accidents include:
- Speeding, which can mean exceeding the speed limit or driving too fast for road or weather conditions
- Following too closely
- Reckless driving, which can include a variety of unsafe behaviors
- Improper passing
- Violating traffic signals
- Failing to signal
- Failing to yield or merge properly
- Aggressive driving
- Driving under the influence of alcohol or drugs
When a police officer decides that a truck driver violated a traffic law, they can issue a citation. If the driver pays a fine and admits guilt for the violation, accident victims can use this as proof that the driver was negligent. Also, police officers may arrest a truck driver if they have probable cause to believe the driver was under the influence of alcohol or drugs. Victims can use a conviction in a resulting criminal case to prove the driver’s dangerous actions in an insurance claim or civil case.
There are many laws involved in truck accident claims, so you need the right legal representation from the very start.
Houston Truck Accident FAQ
The Federal Motor Carrier Safety Administration (FMSCA), which is the federal agency responsible for creating regulations and monitoring safety and in the trucking industry, reports that injury collisions involving big rigs have continuously risen since 2009. The number of fatal semi crashes rose 10 percent in only a year. These alarming statistics make it SCARY TO SHARE THE ROAD WITH TRUCKERS!
If you have recently been involved in a truck accident, you probably have emotional trauma from the ordeal, not to mention serious physical injuries to contend with. You might feel helpless and overwhelmed, but you don’t have to. Instead, you can consult with a skilled truck accident attorney who understands how to deal with the big insurance companies, large amounts of property damage, and debilitating injuries which often go hand-in-glove with a truck crash.
Below we offer answers to frequently asked questions in the wake of a serious truck accident until you have the chance to discuss your accident and injuries during a free case evaluation.
Do I Have to File a Police Report After a Truck Accident?
The short answer is “YES.” Laws vary from state to state, but most state laws have standard requirements for reporting and sharing information after a traffic collision. In most cases, reporting requirements are more strict when injuries or fatalities occur.
Typical reporting requirements regardless of which state you live in include:
- Drivers must typically report any accident to the local police or their state’s highway patrol, as soon as possible, when a truck accident causes injury, death, or property damage greater than $500. The $500 threshold might vary depending on the state in which you live. For example, Texas has a $1,000 threshold.
- When you are involved in a property damage only truck accident, you must stop and remain at the scene of the accident until you exchange insurance information, name, address, and license plate info with the other driver. You don’t always have to report this accident to the police, but in case you have a delayed injury, it’s in your best interest. If you leave the scene of the accident, you will likely get charged with a crime.
- Traffic crashes involving property damage, death, or injury require all drivers to exchange information with each other and with law enforcement, if requested.
- Most states require drivers involved in traffic accidents, including truck accidents, to offer assistance to anyone who has suffered injuries. This includes calling 911 or taking them to the nearest emergency room if necessary.
- Most states have some sort of law that excludes drivers from reporting an accident when they are too injured to do so. If law enforcement arrives at the scene, you’re covered. If, however, you were in an accident and injured, and the truck left the scene of the accident, you need to report the accident to the nearest police station, county or parish, or highway patrol station.
- If you are too injured to report an accident, you can also usually rely on an occupant in your vehicle or a bystander to phone in a report. If you weren’t driving your own car. the owner of the vehicle can report the accident.
In most states, you can report a minor crash online; however, accidents with commercial vehicles typically always require a police report, even when little damage occurs. If you are in a minor accident with a big rig or semi, it will always be a commercial vehicle. If you were already in an accident and haven’t filed a police report, you NEED to double check the laws in your state; even better, consult a qualified truck accident attorney about your rights and responsibilities.
How Do I Get a Copy of the Police Report After a Truck Accident?
Most states have some type of online accident reporting system where they store all police reports from traffic accidents. You always have to wait at least a few days and maybe a couple of weeks before your report will be in the system. Depending on the state, you can order a copy online for a small fee, something your truck accident lawyer can do for you.
You can order a Texas crash report through the Texas Department of Transportation’s Crash Records Information System (CRIS). If you reside in any other state, check with your local police department for the best way to order a copy of your report. Carry your photo identification, because you might have to fill out some paperwork or provide a statement to receive a police report.
The Truck Driver Caused the Accident, Why Do I Have to File an Insurance Claim?
You need to review your auto insurance policy to be sure, but most insurance carriers require you to report the accident to them in situations where your coverage would apply. If you don’t report the accident, you might face cancellation or non-renewal. Liability is tricky and the truck driver, trucking company, and their insurance company will THROW YOU UNDER THE BUS in every way possible to avoid financial responsibility.
You need to get your car fixed or get a new one if it was totaled. Your coverage might kick in and your insurance company will go after the trucking company for reimbursement of their payout. This saves you from having to wait months or YEARS for investigators and insurance adjusters to fight about liability. If the insurance company determines the truck driver is at fault, your claim will not count against you.
I’m Only a Little Sore, Do I Have to Go to the Doctor?
YES! You ALWAYS need to have a physician examine you for common accident injuries, especially after involvement in a truck accident. He or she will place restrictions as necessary or clear you. Internal injuries, brain injuries, and soft tissue injuries might not be apparent to you for hours, days, or weeks.
If you don’t treat organ damage or head trauma, you risk dying! If you were in a severe truck accident, it’s likely ambulances showed up at the scene and took you to the nearest emergency room. Yet, if you were lucky enough to remain conscious, and get out of your car, you might have declined medical treatment. If you haven’t yet gone to the doctor, you need to get checked out ASAP!
Your health and well-being are of the utmost importance, but you also need to seek medical treatment to document any injuries, even seemingly minor ones. Your medical record serves as valuable evidence about the cause of your injuries, which a lawyer can use for leverage in a settlement or in court. When a doctor documents your injuries, it makes it difficult for investigators, insurance companies, and the defense’s legal team to claim you had a pre-existing injury or you harmed yourself at another place and time after the accident.
How Much Time Do I Have to Take Legal Action After a Truck Accident?
Depending on the state in which you live, you might have up to four years to file a personal injury lawsuit against the driver and/or trucking company. Texas has a two-year statute of limitations. Other states have different time limits (Louisiana, for example, has a one year statute of limitations). Call a truck accident lawyer to find out what deadlines your state has set out.
Courts STRICTLY follow these time limits, so consult a truck accident attorney as soon as possible. On rare occasions, the court might toll, or grant an extension, to the statute of limitations, but you should assume it won’t happen. If you try to file a lawsuit after the statute of limitations period has ended, a court will likely not listen to your case, no matter how strong it is. If your statute of limitations is already over, you should still consult with an attorney. He or she can advise you if your circumstances might convince the court to make an exception.
Do I Have to Go to Court After a Truck Accident?
The vast majority of accident injury claims, including truck accident claims, settle out of court. Your attorney will often negotiate with the trucker and/or trucking company’s insurance carrier or a third party’s insurance company to reach an agreement that fairly compensates you for economic and non-economic losses related to the truck accident and your injuries.
In some situations, the defense will deny responsibility; in other cases, they will attempt to devalue your claim, making it impossible to agree. When this happens, your attorney can present your case to the court and do everything possible so it rules in your favor. This means you may have to testify in court if you can. Some truck accident victims cannot travel anymore due to their injuries, so then the court may make special arrangements to hear your side of the story.
Who Do I Sue After a Truck Accident?
Many different parties might be partially or fully responsible for the accident which led to your severe injuries. Truck accident cases are often complex because multiple parties can share liability.
If you bring a lawsuit, your truck accident injury lawyer might name one or more of the following as defendants in your lawsuit:
- Trucker. Careless and negligent truckers who drive without proper rest, use drugs and alcohol, speed, don’t check their blind spots and break other traffic regulations face some or all financial liability when their behavior causes an accident which leads to injury.
- Trucking company. Even when truck drivers are owner/operators, the company that hired them might still share liability for damages after a truck accident. Trucking companies are often responsible for maintaining safe trucks, hiring and training competent drivers, and ensuring their drivers follow standard trucking industry regulations. When trucking companies don’t meet their obligations and their failure causes an accident, a court might find them financially responsible for a truck accident.
- Another driver. Inexperienced and reckless drivers who cut off big rigs, break traffic regulations, and linger in a semi-truck’s blind spots can cause a truck driver to lose control of their rig which can lead to a dangerous and deadly truck accident.
- Truck manufacturer. When defective trucks or truck parts cause an accident, truck manufacturing companies and any party in the truck’s chain of distribution might be partially or wholly responsible for a truck accident. Tires and brake systems can be especially dangerous when they fail on a semi, often causing truckers to lose control and cause an accident.
Should I Accept a Settlement Offer from the Insurance Company?
“Semi truck” is another word for 18 wheeler, but no matter what you call them, one thing’s for sure: they’re expensive. A seemingly small amount of damage to a big rig can cost a trucking company thousands of dollars to repair, which is why trucking companies carry massive limits on their insurance policies to protect their assets.
Even with high coverage amounts, trucking companies and their insurance carriers DO NOT want to pay out large claims or court-ordered damages to victims after a truck accident. One strategy insurance companies use to avoid large payouts is to offer a quick settlement to injured victims soon after the accident.
These settlements are large enough to encourage victims to sign away their right to sue for damages, but they are far less than what a court might order (or what an attorney can get you). Insurance companies are especially quick to make these offers when they know their policyholder is at fault.
Accepting an early settlement offer might be tempting, especially if you can’t work and your medical bills are piling up. Even if you have started collecting disability payments, you still aren’t getting your full income. Insurance companies count on the fact that you’re financially desperate. Don’t fall prey to them.
If you accept the offer, you risk leaving a sizable amount of money on the table. Consider one of these offers as a starting oint for negotiations, and contact an attorney to discuss your options. Lawyers are trained negotiators who are familiar with the tricks insurance companies like to employ. In many cases, your truck accident attorney will negotiate a better settlement for you.
Talk to Our Highly Experienced and Committed Houston 18 Wheeler Accident Lawyers TODAY!
An 18 wheeler wreck can happen at any time. Reach out to an experienced truck accident lawyer. Houston personal injury lawyers are standing by.
The legal team of Stewart J. Guss, Attorney at Law, is nationally recognized for protecting the rights of injured victims for more than 20 years. If you were injured in a truck accident, call our office right now to schedule a free consultation.
Remember—because we take all of our personal injury cases on a contingency fee basis, you won’t owe us a dime unless we win your case. We are available 24 hours a day, seven days a week. Call 866-784-1267 or contact us now by CLICKING HERE.
Don’t take chances—let us help you!
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