Secrets of Zurich Insurance Claims

What Happens When You File a Zurich Claim?

If you get into a car crash, you may need to file a Zurich insurance claim here in North America. You may also encounter some obstacles in your path to recovery.

Filing a Zurich claim is complicated and may involve several hurdles, but it doesn’t have to be a lost cause. By seeking guidance and help from the right personal injury law firm, you can reduce the stress of dealing with this company and increase your chances of a positive result! Below, we share some insider secrets regarding Zurich insurance claims and discuss how a skilled car accident lawyer can help you maximize your settlement.

Stewart J. Guss Injury Lawyers is a national law firm based in Houston with multiple offices around the country. We also work with affiliate law firms in most states that share our focus and dedication to excellence. No matter where you are located, we may be able to help you, so call or contact us now. We are open 24 hours a day, seven days a week; contact us online to submit your case for review.

When You File a Zurich Claim, a Computer Decides How Much Money You Get

When a Zurich insurance adjuster calls you and tells you they’ll handle your claim, you have no reason to doubt them. When they ask questions, you may think the answers will help them make a decision regarding your claims. However, this is only partially true.

Zurich is one of the numerous insurance companies that doesn’t leave settlement determinations to the adjusters themselves. Instead, this insurance corporation leaves this huge responsibility up to computer software! Technology has advanced significantly. However, we believe that machines should not be responsible for the outcome of accident victims in their recovery.

Unfortunately, the adjuster assigned to your case will use a software program called Colossus to resolve your Zurich insurance claim. When the adjuster gathers information, they enter it into Colossus, which analyzes several factors and generates a settlement offer. This means a human is not making a personal decision based on your conversations and your pain and suffering. Instead, a program is treating your Zurich claim like a bunch of data, with no compassion for what you've been through.

Colossus does, however, consider whether you hired a lawyer to represent you. This can often increase your offer because the software considers the possibility of a lawsuit and how much it will cost to argue your Zurich claim.

Don’t get treated like just another claim number in the system. Team up with a dedicated car accident attorney who will fight for your rights and treat you with the respect you deserve. We’re here for you every step of the way.

Secret #2: Zurich Insurance Company Is Not On Your Side

Even though adjusters are not solely responsible for deciding what amount of money to offer you, they’re still tasked with collecting as much information as possible from you. It’s also their job to convince you to accept a lowball offer. To achieve this, they’ll often try to gain your trust and make you believe that they are on your side. You may hear rehearsed lines like:

• “You don’t need a lawyer because we’re here to help you.”
• “I’ll make sure that you get a high offer.”
• “A lawyer will only take your money and complicate things.”

These all-too-common comments are simply not true.

The adjuster’s main focus is not to help you. Instead, their goal is to get information from you that they can use to avoid paying you the money you need. Don't be fooled. Adjusters don’t have the discretionary power to “make sure” you get a high offer.

Finally, while adjusters try to make personal injury lawyers look bad, the truth is that your lawyer’s interests are the same as yours. Because we work for a contingency fee, injury lawyers only get paid when you do—so it is in our best interests to protect yours! Don’t fall for the manipulation and trickery of big insurance companies. Reach out for a free case evaluation from a car accident lawyer and learn more about your legal rights and options.

Secret #4: You Need Legal Representation Now to Protect Your Rights

Initially, filing a Zurich insurance claim may seem like a pretty straightforward process. After all, a negligent driver injured you, so that driver’s insurance company should have to pay, right?

If the American Zurich Insurance Company insured the at-fault driver, you just need to file a Zurich claim and wait for a fair settlement offer, right?

The frustrating truth is that claims are rarely that easy. Insurance companies would rather not pay you what you deserve; they only care about their corporations' bottom line. They’ll do everything possible to contradict your claims, turning a simple event into a complicated ordeal.

At the beginning of your Zurich claim, you can take one important step to make things easier on yourself: partner with a personal injury attorney!