Top 7 SECRETS of Progressive Auto Insurance Claims 2024

Progressive is like any other insurance company. They happily take your money every month, but when you need to make a claim, they make it really tough. Each year, they make about a whopping $5.7 billion in profit!

The problem is, when people get hurt in accidents and need money for medical bills, rent, or food, Progressive doesn't always come through. They seem more interested in keeping their money than helping regular folks like you. So, where's your insurance when you really need it? But don't worry, there are ways to fight back and get the money you deserve.

When Progressive offers you a settlement for your claim, don't be shocked if it's way too low. This is all part of Progressive's plan. They start with a really low offer, thinking some people (especially those without a law firm like ours helping them) will accept it.

But here's the catch: when you accept a settlement, you're also giving up your right to ask for more money later! And that's not a good thing. Most folks don't realize that saying yes to a settlement means you can't ask for more money down the road, even if it turns out the settlement didn't cover all your costs. You'd have to pay any extra expenses yourself. That's why it's super important to make sure any settlement you agree to really covers all your injuries. A car accident lawyer can help figure out what you should get and make sure you don't settle for less. Progressive's insurance adjusters can also be really tough.

If you have Progressive insurance and need to make a claim because of an uninsured or underinsured driver, or if you want to cover your medical bills with PIP insurance, you might expect Progressive to be helpful since you pay them for coverage.

But think again.

Progressive, like other insurance companies, can sometimes make it really tough for their own customers when it comes to these types of claims. They care more about their profits than being loyal to their policyholders.

Imagine someone hits your car and takes off, and you remember you have uninsured motorist coverage with Progressive. Sounds good, right? But then, Progressive might delay, reduce, or even deny your claim!

When you make your own insurance claim, you have to say how much money you want for what you lost. This is called the "demand phase." Many folks just add up their repair and medical bills and send them to the insurance company. Progressive might be okay with paying that amount, even though they know you might have other losses you didn't think of or that will come up later. They understand that people who don't have a lawyer often ask for less than they should, but they won't tell you that! As time goes on, you might realize you asked for way less than you should have, but it'll be too late to change it.

The smart move is to talk to an experienced car accident lawyer as soon as you can to figure out the real value of your claim. And at Stewart J. Guss, Injury Accident Lawyers, you can do this for free! We know that your claim isn't just about your current bills. We look at the big picture and investigate all the things you should get compensated for. For instance, your claim might cover stuff like costs to get to doctor appointments, childcare, future medical bills, money you lost because you couldn't work, and the pain and suffering you went through, plus more.