Secrets of Geico Accident Claims

When you’ve diligently kept track of your accident-related medical bills and submitted them to GEICO, you expect them to add everything up and come back with a settlement offer that covers it all, right?

Unfortunately, GEICO doesn’t always play fair.

GEICO is one of many insurance companies that ignores the actual dollar amounts of your medical expenses. Instead, they replace the total with what they call “usual and customary charges.” This means that GEICO brings in its own medical professionals to decide whether or not your expenses were typical for the type of treatments you received and the location you received the treatment. These assessments may be biased, and GEICO may accuse you or your doctor of exaggerating. They will base a settlement offer on their new estimated amount—which is usually much less than you actually owe.

If this seems unfair, that’s because it is! GEICO should not be able to retroactively decide how much your treatment should’ve cost. If your doctor thought specific types of treatment were necessary, you should feel comfortable receiving care without worrying whether the insurance company will cover the cost. Companies like GEICO shouldn’t make accident victims hesitate about getting the treatment they need, fearing the insurance company may discount the costs.

Luckily, a skilled personal injury law firm knows how to get the right proof. A dedicated GEICO car accident claim lawyer at Trust Guss Injury Lawyers can present substantial evidence that your expenses were in line with “usual and customary” medical practices in your region. We will argue that you deserve to have the full amount covered. We stand up against GEICO for the rights of injured victims like you every day. Our attorneys believe you should be able to follow your doctor’s orders, get the treatment you need, and have your legitimate GEICO claim cover your medical expenses. It’s only fair!

We know that your medical bills are fair, even if GEICO claims otherwise. We will always fight for full and fair compensation for your current and future medical expenses.

This might not be a “secret” since almost everyone in negotiations wants the other party to accept the very first offer and go away without a fuss. However, GEICO claims adjusters work really hard to make sure you accept the first offer without realizing what a bad deal it is for you.

GEICO claims adjusters might use a recorded phone call to pressure you to hastily agree to settle the claim right away. They might promise to avoid delays and prioritize your claim as long as you promise to accept the initial offer. When you’re staring at a growing pile of bills after your accident, settling the claim as soon as possible may seem like the best idea at that time. But take it from us: it’s never a good idea to accept the very first offer.