The Role of Insurance in Uber Accident Claims
Insurance plays a vital role in the aftermath of an Uber accident, serving as a financial safety net for both passengers and drivers involved. Uber drivers must maintain their auto insurance policies, but Uber also provides additional coverage during specific ride phases. When a driver activates the Uber app and waits for a ride request, Uber's liability coverage applies, offering a minimum of $50,000 for each injury per person, up to $100,000 for total injury per accident, and $25,000 for property damage. This coverage can benefit victims seeking compensation for medical bills, lost wages, and other damages. Those involved in an accident should report the incident to the relevant insurance companies to initiate the claims process, as timelines and requirements can vary. Understanding the interplay between personal and rideshare insurance is crucial for securing the compensation that victims deserve.