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CNA is a major commercial insurance company in the United States. As such, they handle many types of accident claims for businesses, including truck accident claims. The personal injury attorneys at Stewart J. Guss Injury Lawyers have handled numerous CNA claims, and we know how frustrating they can be to deal with. We have the “inside information” about how CNA insurance operates, and we know many secrets of CNA insurance truck accident claims.
If you have filed a CNA claim following a truck accident, you need a law firm that knows how to beat them at their own game. Before you get frustrated from dealing with CNA, reach out online to discuss your case for free.
Whether you have already filed a CNA claim or if you are considering your options, here are a few industry secrets you should know to help you protect your future.
Like so many insurance companies these days, CNA uses a claim estimation program called Colossus. This automated system makes “objective” recommendations for settlement payments based on the limited information entered by the adjuster. Anyone who has suffered injuries in a truck accident knows that their pain and suffering are ANYTHING but objective. Yet CNA adjusters plug information into a computer, and it spits out a number. The initial offer is typically far too low to cover an individual's injuries and losses.
Too many people think they just have to accept whatever amount they are offered without realizing that the offer came from a computer and not from a human being. Now you know – you do NOT have to take the offer that the CNA claims computers “spit out” at you. The truth is that a computer should NEVER be used to evaluate a serious injury claim. This is especially important at CNA insurance companies because they handle many serious trucking accident claims, which often result in the most catastrophic and life-changing injuries possible.
Many commercial trucking companies and truck drivers carry CNA insurance coverage. However, dealing with large commercial insurers makes filing a CNA accident claim a MUCH different experience than filing a claim against a smaller car insurance company. Because the coverage amount is much higher in a trucking accident commercial insurance policy, CNA and its adjusters will use every trick in the book to limit the amount they have to pay you.
After a truck accident, the claim process can be MUCH MORE COMPLICATED. You'll need to know what caused the accident and who was at fault. Then you'll need to decide if you should file a claim against the truck driver, the trucking company, both, or another entity. It's necessary to have a HIGHLY EXPERIENCED truck accident lawyer helping you from the very start so you can start your case on the right foot.
CNA adjusters know crashes involving commercial vehicles are complicated, and they will often try to use that against you and in favor of their policyholders. Even if CNA insurance companies and their policyholders admit the accident was their fault, a large part of any commercial insurance claim is to get CNA to make a fair offer. This is the real challenge, as CNA is known for making RIDICULOUSLY LOW INITIAL SETTLEMENT offers. This is one reason why you should almost never accept an initial settlement offer on your CNA claim without first carefully reviewing it with an attorney who knows your legal rights and has decades of experience in dealing with them.
A CNA claims adjuster may simply refuse to make a settlement offer you deserve. You may need to file a lawsuit to recover your losses. You need a dedicated lawyer on your side who will aggressively fight for your rights and who knows how to get companies like CNA to back down.
The good news is that some commercial insurers want to avoid lawsuits more than a typical personal automobile insurance carrier. There are several reasons for this. First, there is often a lot more coverage involved in a commercial accident claim and, therefore, a lot more risk on a commercial truck policy than on a personal auto policy. Juries are often emotionally affected by traumatic truck accident stories and can award high amounts at trial.
Also, many trucking companies with CNA insurance coverage don't want to go to court. Thus, they pressure CNA Insurance to make a reasonable offer to settle the case without a trial. Sometimes, this is because they may be trying to hide wrongdoing on the part of the truck driver or trucking company. An experienced personal injury lawyer will be able to find that dirt and use it against the Defendants to help negotiate for the highest recovery possible.
Finally, commercial truck accident claims tend to involve A LOT MORE MONEY than regular auto accident claims. We know that these adjusters are used to dealing with higher dollar amounts when it comes to settlement offers. Companies accept that commercial truck claims may cost them more and may not put as much pressure on adjusters to keep payouts low, particularly in claims where the injury victim is represented by an attorney. For all of these reasons, WE KNOW that negotiating a favorable settlement with CNA is a possibility—especially with the right attorney on your side.
Insurance adjusters are NOT ON YOUR SIDE, but the attorneys at Stewart J. Guss Injury Lawyers are. We bring our extensive knowledge and firsthand experience dealing with CNA Insurance Companies to bat in every case. The many benefits of having our skilled legal team on your side throughout the entire CNA insurance claims process include:
A lawyer who has never worked on a CNA claim before may not know the best ways to deal with this company. Our law office knows the secrets of how CNA Insurance Companies and most major insurance companies handle claims, and we can use those secrets to your advantage!
At the law office of Stewart J. Guss, we know that with many insurance companies, the initial settlement offer for accident victims will be ridiculously low. We advise our clients that they have the right to reject an offer and allow us to fight for the amount they truly deserve. Each insurance company differs in its claims processing policies—and we are familiar with all the major insurers for both auto accident and truck accident claims, including CNA claims for most motor vehicle accidents.
The attorneys of Trust Guss Injury Lawyers, are nationally recognized truck accident lawyers who have protected the rights of injured truck and car accident victims for more than 20 years. If you were injured in an 18-wheeler or car wreck and are dealing with a CNA Insurance claims adjuster, call our office right now to schedule a free consultation! Because we take all of our personal injury cases on a contingent fee basis, you will not owe us a DIME unless we win your case. To schedule your case evaluation, reach out online now.
2 minute response
24 hours a day, 7 Days a Week
Dedicated Trust Guss Intake Team