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On warm days, people like to ride bicycles for fun and as a quick, economical way to get to work. However, riders must share the road with other vehicles. In some cases, drivers do not see bicyclists, and in other cases, a bicyclist might lose control of the bike. Regardless, when the two meet, it does not bode well for the bicyclist. Even a light tap from a car can cause severe injuries to a bicyclist. Riding in a large city, like Houston, increases the risk of bicycle accidents because of the amount of traffic the roads see daily.
According to the Insurance Institute for Highway Safety (IIHS), bicyclists constitute 2% of motor vehicle accident deaths. In the most recent year for which statistics exist, accidents involving both a vehicle and a bicycle caused 843 bicycle fatalities throughout the United States. Most people who died as a result of a bicycle accident were at least 20-years-old. The IIHS also found that more men than women died in bicycle accidents. Finally, the National Highway Transportation Safety Administration (NHTSA) found that more bicycle deaths occurred between 6 p.m. and 9 p.m. and that 78% of bicycle deaths occur in urban areas. The NHTSA also found that one in four bicyclists who died in a crash with a motor vehicle had been drinking alcohol.
You can minimize the risk of a fatal bicycle accident by taking certain precautions. While motor vehicles bear responsibility for watching out for bicyclists, drivers often do not see non-automobile vehicles, so bicyclists must pay extra attention to everything happening around them. You can minimize the risk of getting into a bicycle wreck by:
In addition, stay off sidewalks, even if the area you ride allows bicyclists on sidewalks. Always use bike lanes when available. If you have to ride on a sidewalk, have a bell on your bike so you can warn people. Remember, pedestrians have the right of way on sidewalks and in crosswalks. When passing pedestrians, call out which side you plan to pass them on by shouting out your plan.
Those bicycle accidents that don’t prove fatal still face a high chance of causing catastrophic injuries simply because of the size difference between a bicycle and a motor vehicle. Even the smallest of the sub-compact cars could cause extensive and devastating injuries. Motor vehicles often cut bikes off when entering a road or making a right turn into the bicyclist. Rear-end accidents often happen when bicyclists attempt to pass a car parked in the bike lane. Also, parked drivers sometimes open their doors without looking and can catch a bicyclist with the door. Sometimes, a bicyclist may cause a bicycle accident. A rider might ride on the wrong side of the road, ignore traffic signals and signs, or make unpredictable moves. Additional causes of bike accidents include poorly maintained roads, defective bikes, animal attacks, drunkenness, debris in the road, and loss of balance.
As long as you don’t bear full liability for your bicycle injuries, you can file a claim against the party that caused (or contributed to) the accident. Depending on the circumstances, one or more people might share responsibility for your injuries.
If you sustain injuries in a bicycle accident and you feel okay to move, here’s how you should protect your health and financial standing in a bicycle accident case:
You do not have to give the insurance company any information regarding your accident. Your attorney should provide the insurance company the facts about the accident. Always keep in mind that insurance companies want to maximize their profits. They will try anything to deny your claim or offer you a pittance that might not even cover your medical expenses, never mind other damages. If the insurance adjuster tries to get you to talk about the accident, refer him to your bicycle accident attorney. Do not let the adjuster press you into giving your version of the accident. Insurance companies love to twist what injured individuals say to use it against them down the road. In fact, if possible, allow your bicycle accident lawyer to make the initial contact with the insurance company for you. If you do, remember that insurance companies often do not give you much time to start the claim process. Some give you as little as a couple of weeks.
Because a bicycle offers no protection from the weight of other vehicles, you could suffer catastrophic injuries or even death in an accident. Some of the injuries you could sustain include:
You could also suffer from secondary injuries, such as infections. Any open wound, whether you sustained it in the accident or during surgery to repair an accident injury, could become infected, especially if you have underlying conditions, such as diabetes and immunodeficiencies, or if you take treatments or drugs that lower your white cell count. Additionally, bicycle accident injuries could exacerbate existing injuries or conditions. The defendant bears responsibility for your medical expenses and extra pain and suffering for secondary injuries and the exacerbation of existing injuries because you would not have suffered the extra cost and pain if not for the defendant’s actions or inactions.
You can recover damages from one or more defendants in your case. Case values vary depending on the extent of your injuries. If you lost a loved one in a bicycle accident, you could also collect damages, including emotional distress and other losses. Texas allows you to collect three types of damages: economic damages, non-economic damages, and . While you have two years to file a bicycle accident personal injury lawsuit, you should begin your case as soon as possible. Insurance companies do not give you very long to file a claim.
Special damages, or economic damages, have a monetary value. The court orders the defendant to pay special damages in an attempt to make you whole again. Economic damages include:
General damages, often referred to as non-economic damages, do not have a monetary value and include:
A court will only order a defendant to pay punitive damages if the defendant engaged in grossly negligent or intentional actions and if it also awards compensatory damages in the same case. Courts award punitive damages to punish a defendant for egregious behavior, and the court uses these damages as a punishment in the hopes that the defendant does not engage in the same behavior going forward. If you suffered injuries or lost a loved one in a bicycle accident, contact an experienced bicycle accident attorney for a free case evaluation.
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24 hours a day, 7 Days a Week
Dedicated Trust Guss Intake Team