Car Accidents with USAA: Next Steps

After suffering injuries in a car accident, you will likely need to file an insurance claim to seek coverage for your medical bills and other losses. When another driver is at fault, you can file a claim against their auto insurance, and how the process goes will largely depend on the insurance provider.

USAA is one of the largest and most well-known insurance companies in the United States. With over 13 million policyholders, USAA provides coverage to active and retired military members and their families. This means that if you've been involved in a car accident with a USAA policyholder, you will be dealing with a large and powerful insurance company.

At Stewart J. Guss Injury Lawyers, we have extensive experience dealing with car accidents involving USAA and can provide the guidance and support you need during this challenging time. Contact us today for a free consultation and let our car accident attorneys oversee your USAA claim for the best possible outcome.

What to Do When You Need to File a USAA Car Accident Claim

Filing a car accident claim with USAA can be stressful, and many people walk away with less compensation than they deserve. There are several important steps you can take to protect your claim and improve your chances of receiving fair compensation.

Follow All Treatment Plans and Doctor's Orders

Always follow all treatment plans after a car accident and refrain from working or other activities if your medical providers recommend it. This not only ensures your well-being but also provides documented evidence of your injuries and the need for ongoing medical treatment.

USAA will review your medical records and bills when determining the value of your claim, so you need comprehensive documentation. Keeping up with all treatments also helps prevent challenges to the severity of your injuries.

Avoid Speaking with USAA Adjusters

After a car accident, USAA's claims adjusters may contact you to gather information about the accident and your injuries. Remember that these adjusters are working for USAA, and their goal is to protect the interests of the insurance company. They want you to say anything they can use to minimize your settlement or deny your claim. As such, it is best to avoid speaking with them directly without legal representation.

Do Not Give a Recorded Statement

USAA may ask you to provide a recorded statement regarding the accident, and anything you say in this statement can be used against you during the claims process. Politely decline to give a recorded statement and, instead, advise that you will refer the adjuster to your car accident attorney.

Never Accept a Settlement Offer Without Legal Counsel

USAA may offer you a settlement shortly after the accident. While it may be tempting to accept this offer, always consult an attorney before making any decisions. Insurance companies make low initial settlement offers to minimize their financial liability, as many unrepresented claimants unknowingly accept these inadequate amounts. An attorney can review the offer and negotiate to ensure you receive full compensation for your injuries and damages.

Consult Our USAA Car Accident Attorneys as Soon as Possible

Dealing with USAA after a car accident can be difficult, and you risk losing the compensation you need for your losses. That's why you should consult our experienced USAA car accident attorneys as soon as possible. We can handle the entire claims process from start to finish, so you do not have to worry about USAA at all. Contact us today for a free consultation.

Our Car Accident Lawyers Know How USAA Handles Claims

At Stewart J. Guss Injury Lawyers, our car accident lawyers have extensive experience with USAA and their auto insurance claims process. We understand the tactics this company uses to minimize payouts, and we know how to counter them.

USAA has the resources and processes to fight against claims. However, our team of experienced USAA car accident attorneys has a track record of successfully pursuing maximum compensation for our clients in car accident cases. You want our firm on your side for your USAA claim.

Consult Our USAA Car Accident Lawyers For Free

The USAA claims process is complicated, but you don't have to handle it on your own. Our USAA car accident attorneys are here to help, as we have the experience and resources to successfully overcome USAA’s tactics.

Contact Stewart J. Guss Injury Lawyers today for a free consultation. Remember, you don't pay us a dime unless we win your case.