Car Accidents With Travelers Insurance: Next Steps

As one of the largest insurance businesses in the United States, the Travelers Insurance Company commands around $25B per year and has over $105B in assets. It is a for-profit business that strives to maximize its earnings and income while minimizing expenditures and payouts.

Unfortunately for accident victims, the company has a massive pool of lawyers, investigators, and adjusters they can call on to dispute or deny claims. When a victim of a car accident is facing such a sophisticated opponent, they may not stand a chance of obtaining just compensation unless they work with a skilled personal injury lawyer who will protect their rights and best interests.

At Trust Guss, our knowledgeable legal advocates have over 30 years of expertise in fighting back against unfair settlements and claim denials. By working with our attorneys, you are leveling the playing field and affording yourself a real chance at recovering the damages you need in order to offset your losses and injuries after a devastating car accident. We take all cases on a contingency fee basis, so you never owe us a dime unless we are successful with your case. Call us today to set up a no-cost, no-obligation case evaluation and find out your options when dealing with the Travelers Insurance Company.

How Much Is a Car Accident Claim Worth?

New clients typically have a pressing question on their minds. How much is their claim worth? Our dedicated personal injury lawyers will investigate the circumstances of your accident and calculate the monetary value of your damages, both economic and non-economic. Proving how severe and life-altering your injuries have been will be an important step in securing the compensation you need and deserve in order to rebuild your life.

With Travelers Insurance, there is a special department for handling high-value claims. Your claims adjuster may try to offer you a check for $5,000 right off the bat, hoping you will take it and the case will be settled immediately. The higher the claim value, the more likely it is that your claims adjuster will strive to avoid an appropriate payout by pressuring, manipulating, and even bullying you. Claims adjusters are well aware that accident victims are vulnerable in the early stages of their recovery and may jump at the chance to receive a lump sum that will help them pay their bills.

What’s important to understand is that many accident victims don’t factor in their future medical costs and lost career opportunities. They also may be unaware of how their emotional distress and mental anguish can be quantified. By working with an astute personal injury lawyer at Trust Guss, you can avoid the unethical tactics of claims adjusters and have our experienced team negotiate on your behalf. If we are unable to get a fair and favorable settlement for you, we will not hesitate to take your case to court so that justice is served. 

How Our Car Accident Attorneys Can Help

When dealing with Travelers Insurance, our lawyers will stand in your corner and fight for you to receive the compensation you rightfully deserve if you were injured due to another party’s negligence and recklessness. No accident victim should be made to shoulder their bills and repairs when someone else caused their losses.

Our team will do the following:

• Investigate the root causes of your accident
• Gather all the available evidence, including police reports, witness accounts, video and photographic evidence, and testimony from accident reconstruction experts
• Prove liability
• Assign value to your damages
• Protect you from unscrupulous claims adjusters
• Negotiate with Travelers Insurance and other third parties on your behalf
• Take your case to court if necessary
• File your claim within the statute of limitations

Having Issues With Your Travelers Insurance Claim?

When dealing with claims adjusters, many car accident victims encounter obstacles that can be difficult to deal with. By partnering with a skilled personal injury lawyer you will be better equipped to navigate the complexities of filing your Travelers insurance claim. Some common challenges include the following:

• Delaying your claim – Travelers Insurance will sometimes delay your claim, leaving you unable to pay your medical bills or cope with lost wages and property damage.
• Denying fault – Travelers Insurance claims adjusters may try to deny that the driver they are covering is responsible for the accident. They will use evidence to outright deny culpability and may also try to shift the blame onto you or another driver.
• Offering a settlement that is too low – Travelers Insurance will strive to minimize your payout in order to maintain its bottom line as a for-profit company. If you accept a lowball offer, you will forfeit your opportunity to claim compensation in the future. It’s important to hold out for an appropriate number, as you may not yet know the full extent of the medical care you will need, the amount of time you will be out of work, and the emotional impact that the accident will have on your life in the long term.

How Much Does It Cost to Hire a Personal Injury Lawyer?

Our team at Trust Guss takes cases on a contingency fee basis. What that means is that you will not pay any legal fees upfront. Rather, once we are successful with your claim, we will take a percentage of your award as payment. This allows victims to move forward with their lives without having to concern themselves with the expense of paying for a personal injury lawyer out of their pockets. We also provide no-cost, no-obligation case evaluations so you can learn about your options after a car accident with zero risk.

Common Personal Injuries Resulting from Negligence

Injuries after a car accident can be inconvenient, distressing, and, in some cases, life-changing. If your injuries resulted from someone else’s negligence, our personal injury lawyers can help you obtain compensation for your losses in the form of damages. Common injuries after a car collision or crash include:

Physical Injuries

• Traumatic Brain Injuries (TBIs) – These involve a blow to the head that can lead to memory loss, personality changes, and cognitive impairment, among other life-changing ailments.
• Spinal Cord Injuries (SCIs) – Spinal cord injuries can result in partial or complete paralysis, significantly altering the victim’s quality of life. 
• Fractures and broken bones – These types of injuries can keep victims out of the workplace for extended periods, causing hardship and financial setbacks.
• Burns – Car accident victims can sustain disfiguring burns that can not only compromise their aesthetic appearance but can also limit mobility and comfort.

Other physical injuries include cuts, lacerations, amputations, rib and torso injuries, facial and eye injuries, internal organ damage, and others.

Mental/Emotional Injuries

• Post-traumatic Stress Disorder (PTSD) — PTSD can develop after trauma and involves nightmares, flashbacks, anxiety, and spinning thoughts regarding the accident. It can be debilitating, impairing the victim’s ability to function and perform everyday tasks.
• Anxiety and depression – These are common complaints for accident victims who now face uncertainty in terms of their future. They may constantly be on edge and full of worry.
• Emotional distress — Emotional distress is an umbrella term that includes grief, trauma, shock, anger, sadness, etc. 
• Loss of enjoyment of life — After a car accident, many victims lose their enjoyment of activities and hobbies that once helped them to thrive. 

Recoverable Compensation With a Travelers Insurance Claim

When filing a claim with Travelers Insurance, you can recover compensation in the form of damages to address your losses, both financial and emotional. While money can’t truly make up for what has happened, it can go a long way in helping to offset some of the hardships caused by your accident. Our personal injury lawyers can help you claim the following damages:

• Past, present, and future medical expenses, including those related to hospitalizations, medical transport, surgeries, medications, doctor’s visits, diagnostic testing, physical therapy, at-home care, rehabilitation, assistive devices, equipment, and more
• Lost wages, loss of earning potential, and loss of career opportunities in the future
• Property damage, including the cost of car rentals, vehicle repairs, and vehicle replacement
• Pain and suffering
• Emotional distress
• Mental anguish
• Loss of enjoyment of life
• Loss of consortium
• Wrongful death, including burial and funeral expenses
• Punitive damages

Why Choose Trust Guss?

Working with our trusted personal injury lawyers after a car accident can lift your confusion, frustration, and anxiety, allowing you to refocus on the healing process at hand. Our “Clients First” approach means that you will enjoy access to live support 24/7, a bespoke legal strategy tailored to your unique circumstances, and the respect and prioritization our attorneys would offer to their own family members. Thanks to the dedication and compassion our car accident attorneys provide, our practice has received over 1400 five-star reviews and counting.

Trust Guss was founded in 1999 by Stewart J. Guss, a personal injury lawyer Rue Ratings called one of the “Best Attorneys in America.” Stewart’s father instilled in him a love of justice and fairness from an early age, teaching him that every individual deserves respect, consideration, and empathy. Today, Stewart has expanded his practice to have a broad national reach and has brought on over 100 legal experts who uphold his passion for integrity and excellence. If you are looking for assistance with your Travelers Insurance claim, look no further than our outstanding team, led by Stewart J. Guss.