Car Accidents with State Farm Auto Insurance: Next Steps

When a motor vehicle collision leads to serious injuries, it is critical that you contact an experienced personal injury lawyer who will fight for your right to claim the maximum in compensation for your losses, both economic and non-economic. 

Our car accident attorneys at Trust Guss have been helping clients for over 30 years to rebuild their lives after a devastating car crash. If you have to deal with State Farm Insurance as part of your claim, we can handle your communication and make sure you aren’t shortchanged on the amount of money you rightfully need and deserve.

Fighting For Your Rights Every Step Of The Way

If the party responsible for your accident and injuries has State Farm Insurance, our trusted lawyers at Trust Guss can help you navigate the process of filing for a claim after your collision. Like other insurance carriers, State Farm is a for-profit business that wants to maximize its bottom line at your expense. An adjuster from State Farm has the job of trying to pay you the least amount of money you will accept to resolve your claim. Our knowledgeable car accident lawyers will not be intimidated by lowball offers, and we will push back to make sure State Farm pays what you deserve. We will aggressively negotiate on your behalf, and if we are unable to get a fair settlement, we will take your case to court.

How Can a Personal Injury Attorney Help With State Farm Settlement Negotiations?

With some accidents, the liable party will have an insurance policy with State Farm. As mentioned, insurance adjusters may be kind and friendly, but their goal is to limit payouts so their company can make a profit. Our goal as personal injury lawyers representing you in a Texas car accident claim is to level the playing field and ensure that you are taken care of financially, receiving all the funds you need to cover your bills and offset your psychological and emotional distress. We can do the following after your accident:

• Assess the strength of your case
• Bring objectivity to your case
• Gather evidence to support your claim
• Identify all liable parties
• Calculate the extent of the damages you are owed
• Communicate with State Farm Insurance and other third parties
• Strengthen your position in a settlement dispute
• Take your case to court if necessary
• Make sure you file within the statute of limitations

Satisfying the Burden of Proof in Your Personal Injury Case

In order to prove liability in your case, our lawyers will need to follow certain steps that secure the framework for a successful outcome. First, we will need to establish the duty of care owed by the liable party to the victim. All motorists have a legal obligation to drive safely on the road and respect traffic laws. The state has a duty of care to provide safe roads and clean signage that prevents accidents. Car manufacturers owe a duty of care to provide safe vehicles. 

Once we have proved duty of care, the next step is to prove that the duty of care was breached. When the at-fault party drives recklessly or negligently, they are breaching their duty of care. If they drive while distracted, intoxicated, or fatigued, they are deviating from the normal behavior expected of all motorists on the road.

Finally, we will show causation, proving that by breaching their duty of care, the at-fault party directly caused the victim’s injuries, leading to untold pain, suffering, and distress. We will use police reports, medical reports, witness statements, and testimony from accident reconstruction experts to establish this vital link. 

Recovering Compensation From State Farm After An Accident

After a claim involving State Farm Insurance, accident victims may be entitled to certain damages that can offset their losses. These forms of compensation are intended to address the toll the accident has taken on the injured party’s physical, emotional, and financial well-being. Some common types of damages include the following:

• Property damages – These damages can help you to repair or replace your vehicle after a crash. They can also pay for you to rent a car in the meantime. If you had a laptop, electronics, or clothing in your car at the time of the collison, property damages would also address these losses.
• Medical expenses – These damages relate to hospitalizations, doctor’s visits, surgeries, medications, physical therapy, walking aids, and any other costs associated with your recovery. 
• Lost wages and diminished earning capacity – Whether you are out of work temporarily or you will need to find a whole new career due to your injuries, these damages can address your financial losses and missed opportunities.
• Pain and Suffering – These damages compensate you for the physical and emotional pain you have experienced as a result of your car crash. Your overall quality of life is considered as well.
• Loss of consortium – With these damages, the loss of your relationship with your loved one can be properly addressed.  
• Wrongful death – If you have lost a loved one, these damages can address funeral costs, burial expenses, and more.
• Punitive damages – In the rare case that the at-fault party’s actions were especially malicious, reckless, or egregious, the state may award punitive damages to serve as a deterrent to others considering this kind of reprehensible behavior.

Why Choose Trust Guss? 

At Trust Guss, we are prepared to take on any insurance company, including State Farm, standing up to their manipulative tactics to ensure your right to fair compensation is fully protected. Our clients receive concierge care, personalized legal strategies, and support from a live team of agents around the clock. For over 30 years, our esteemed legal advocates have been securing advantageous settlements for our clients that meet their needs for long-term care and well-being after a debilitating car accident in Texas or elsewhere. We handle all cases on a contingency fee basis, so you never have to pay any legal fees upfront. Thanks to our outstanding representation and commitment to justice, our firm has received over 1400 five-star reviews and counting.

Stewart J. Guss established his law firm in 1999 as a place where a “Client First” approach could flourish. Since then, he has grown the company to include over 100 legal professionals across four states, showcasing the practice’s expanding national reach. Raised in Texas, Stewart went on to receive his Juris Doctor Degree from the University of Houston Law Center. He is an active member of the Texas Trial Lawyers Association and has been recognized across the U.S. for his insight, tenacity, and legal acumen. He was named in the top 1% of America’s personal injury attorneys by the National Association of Distinguished Counsel and has been honored as a Top Lawyer by the National Trial Lawyers, Rue Ratings, and Houstonia Magazine.