Car Accidents With SafeGo Insurance: Next Steps

The way insurance companies work is that you pay a premium on a regular basis so that, should an accident occur, such as a car collision, you have coverage for your losses and injuries. While the premise is straightforward, unfortunately, many insurance companies like Safeco don’t keep up their end of the bargain. 

Claims adjusters play games with clients, with the end goal of offering the smallest payout possible. This supports their bottom line and makes their shareholders happy. By evading paying out claims, Safeco makes over $500M in profits from year to year while many car accident victims are left in the lurch.

Safeco Is Not Your Friend

Insurance companies like Safeco are for-profit businesses with the goal of maximizing income (premiums) and minimizing expenditures (claims payouts.) Because personal injury cases (car accidents in particular) are usually higher-value cases, claims adjusters seek to deny liability, limit claim value, or refuse to offer a settlement that is appropriate for the victim’s losses.

After a car accident, many victims are overwhelmed, afraid, and confused. Safeco preys on these vulnerabilities and the fact that many individuals don’t understand how the claims process works after a collision. Claims adjusters will try to offer you a low amount of money, hoping you will accept it due to your fears about paying your medical bills. They will also deny and delay your claims, hoping that you’ll run out of patience and just accept defeat. Here are a few unethical tactics used by Safeco and other insurers like them:

• Failing to return calls
• Stretching out the investigation and processing of your claim for months on end
• Sending claimants from one department to another
• Confronting claimants with complex documentation in “legalese” instead of English
• Trying to get claimants to accept responsibility for their own accidents and injuries
• Finding things in your medical background to use against you, calling it a “pre-existing condition”
• Pressuring you to sign documents that make you forfeit your right to future compensation
• Creating a false sense of urgency to bully claimants into accepting low offers
• Secretly recording phone calls to catch you saying something that invalidates your claim

How a Qualified Personal Injury Lawyer Can Help

When dealing with a company like Safeco Insurance that has dozens of sophisticated lawyers supporting them in their drive for profits, it can be dangerous to go at it alone. By hiring an experienced personal injury lawyer, you are essentially leveling the playing field and giving yourself the best chance possible to safeguard your financial future. 

You may not immediately be aware of what your medical bills and physical therapy costs will be in the future or how long you might be out of work due to your injuries. A good car accident attorney can help calculate your damages based on the opinions of trusted medical experts, ensuring you receive the compensation that you and your family truly need after an enormous setback. Our attorneys will do the following:

• Determine if you have a valid claim
• Gather all relevant evidence, including police reports, witness statements, video camera footage, photographs, and more
• Work with accident reconstruction experts to build a strong case
• Prove liability
• Protect you from Safeco’s unscrupulous tactics 
• Negotiate with Safeco and other third parties on your behalf
• Take your case all the way to court if necessary

Available Compensation After a Car Accident

If your injuries were caused by another party’s recklessness, misconduct, or negligence, you may be entitled to compensation in the form of damages. Many accident victims don’t realize how many damages actually apply to them. They may minimize their emotional and psychological suffering and not realize that a number can be placed on the non-tangible aspects of their trauma. Part of our job as your personal injury lawyers is to calculate the monetary value of your damages, both economic and non-economic. After an accident, you may qualify to receive the following damages:

• Past, current, and future medical expenses, including those in connection with hospitalizations, surgeries, doctor’s visits, medical transportation, medications, at-home care, assistive devices, diagnostic testing, physical therapy, rehabilitation, and more
• Property damage, including costs related to renting a car, repairing your car, or purchasing a new vehicle
• Lost wages, lost career opportunities, and diminished earning capacity
• Pain and suffering
• Mental anguish
• Emotional distress
• Loss of enjoyment of life
• Scarring and disfigurement
• Loss of consortium
• Wrongful death
• Punitive damages

Why Choose Trust Guss? 

Car accident victims choose Trust Guss because they know they will receive personalized, one-on-one attention, a bespoke legal strategy fine-tuned to their unique situation, and access to live support day or night. Our “Clients First” approach means we will relentlessly fight for your rights and best interests, standing up to Safeco and its team of high-paid attorneys. 

You and your family are our top priorities, not our shareholders or bottom line. We work on a contingency fee basis, meaning we don’t profit unless you win. You will owe no legal fees unless we are successful with your claim. This means you can focus your energy on the healing process rather than worrying about how to pay for a lawyer. Thanks to our tenacity and insistence on integrity, our personal injury law practice has garnered over 1400 five-star reviews and counting.

Meet Stewart J. Guss

In 1999, Stewart J. Guss founded his personal injury law firm. His father had instilled in him a passion for justice and fairness, as well as respect for every individual and their well-being, which informed his approach to his practice. Over the years, Stewart expanded his firm’s now nationwide reach, hiring over 100 legal professionals to help him in his goal of providing outstanding legal representation based on integrity and transparency. 

Stewart obtained his Bachelor’s Degree at the University of Texas at Austin before undergoing graduate-level training at the Red McCombs School of Business. He then earned his Juris Doctor Degree from the University of Houston Law Center. Today, Stewart is an active member of the Texas Trial Lawyers Association and was named in the top 1% of personal injury attorneys in the country by the National Association of Distinguished Counsel. He is also an active philanthropist who established Houston's Unsung Greats “HUG” Award. Stewart funds an annual university scholarship and contributes to numerous charities, including Reach Unlimited and the MS150.