Car Accidents With Liberty Mutual: Next Steps

After a serious car accident, you may be overwhelmed, confused, and upset. Large, for-profit insurance companies like Liberty Mutual know how vulnerable you are and strive to take advantage of this to limit your payout by denying or disputing your claim or pressuring you to accept a settlement offer that doesn’t adequately address your losses.

By partnering with the astute, experienced personal injury attorneys at Trust Guss, you can ensure you have someone by your side who is genuinely fighting for your rights and best interests. Companies like Liberty Mutual seek to increase earnings and reduce expenditures so they can enhance their profits for their shareholders. Our team can level the playing field, negotiating for you to receive a generous and fair settlement. If that’s not possible, we will take your case all the way to court to make sure justice is served. 

At Trust Guss, we take cases on a contingency fee basis, so you never owe any legal fees upfront. We also provide a no-cost, no-obligation case evaluation, so there is zero risk when it comes to gathering more information about your rights and the compensation you may be entitled to if a negligent or reckless party is responsible for your injuries. Call today to get started.

Understanding Liberty Mutual

As a massive, for-profit enterprise, Liberty Mutual has certain responsibilities to its shareholders. They must increase income (subscriptions) while decreasing expenditures (payouts.) This means that they have an active interest in denying, disputing, or minimizing your claim. Our personal injury lawyers have been successfully negotiating with Liberty Mutual Fliberon our clients’ behalf for decades. We know all their unscrupulous and underhanded tactics and how to sidestep them. Liberty Mutual claims adjusters have met their match when it comes to facing our tenacious legal advocates at Trust Guss. 

Common Issues That Can Arise When Filing a Claim With Liberty Mutual

Liberty Mutual is a mega-company that sees thousands of claims each day and will rarely have the time to give each case the attention to detail and respect it deserves. While they may be able to somewhat accurately assess economic damages related to property loss or medical costs, they rarely provide an accurate assessment of non-tangibles like pain and suffering, for instance, which speaks to the mental, physical, and emotional anguish suffered by a car accident victim – anguish that can negatively impact every aspect of life. While Liberty Mutual claims adjusters may be friendly and seem caring, they have a reputation for doing the following:

• Questioning liability – In order to avoid a sizable payout, a Liberty Mutual claims adjuster may try to offload liability onto another party who isn’t insured by them. Worse, they might use recorded phone calls with you to twist your words and make it seem like you are to blame for your own accident. Our trusted personal injury lawyers at Trust Guss urge you not to accept any recorded calls from claims adjusters for this reason.
• Disputing and denying claims – Claims adjusters from Liberty Mutual may try to cast doubt on your claim by taking issue with the following: 

1. The nature of your injuries
2. The severity of your injuries
3. Your assertion that you had no pre-existing conditions
4. Your choice of treatments and medical services 
5. The financial costs of your losses

• Pressuring you to accept an insufficient offer – Liberty Mutual representatives will often bully a vulnerable accident victim into accepting a settlement offer that is way too low. They may try to convince you that you won’t get a better offer down the line. If you fall for this and take their offer, you won’t get the chance to obtain additional compensation once you realize the full costs of your recovery. Right after your accident, be very wary of accepting lowball offers. You may not know the full extent of the medical care you will need or how long you will be out of work, making it difficult for you to assess the amount of funds you will actually need to support yourself and your family in the long term. Additionally, you may not think to factor in damages that relate to your mental and emotional health. A strong personal injury lawyer will calculate the monetary value of your damages and make sure your claim reflects your true needs and the needs of your loved ones.

Whether a Liberty Mutual claims adjuster tries to put the blame for the accident on you, pressures you to accept a low offer, or outright strives to deny or dispute your claim, you don’t have to stand up to them on your own. Working with a compassionate, knowledgeable car accident attorney levels the playing field and gives you the best chance at success when it comes to your claim. For over 30 years, our lawyers at Trust Guss have been taking care of families and making sure their needs are met after a debilitating accident.

What Damages Can Be Recovered With a Liberty Mutual Claim?

Your payout after a car accident can be affected by multiple factors. However, by working with an esteemed personal injury lawyer at Trust Guss, you can rest easy knowing you have done everything possible to ensure you will get the highest award possible given your circumstances. If you experienced injuries due to another’s negligence or recklessness, you may be eligible to receive the following damages:

• Current and future medical expenses, including those connected with hospitalizations, surgeries, doctor’s visits, medications, at-home care and retrofitting, assistive devices, physical therapy, rehabilitation, and more
• Lost wages and loss of future earning capacity
• Property damage, including costs related to repairing or replacing your vehicle and anything inside your car at the time of the accident
• Pain and suffering
• Emotional distress
• Loss of enjoyment of life
• Loss of consortium
• Wrongful death, including funeral and burial costs

Can I Afford a Personal Injury Lawyer to Handle My Liberty Mutual Claim?

After a serious accident and devastating injuries, you may be significantly set back financially. On top of all your out-of-pocket costs, it can be daunting to consider hiring an expensive personal injury lawyer. That’s why at Trust Guss, we take all cases on a contingency fee basis, so you do not owe us any legal fees unless we are successful with your claim. When we win, a portion of your award will go toward our payment. Our consultations are free as well. We provide a no-cost, no-obligation case evaluation to get you started, so there is zero risk when it comes to gathering more information about your potential for compensation.

When Dealing With Liberty Mutual, Let Our Seasoned Legal Advocates Level the Playing Field

At Trust Guss, we have been assisting car accident victims to claim the maximum in compensation for their losses for over 30 years. We know every trick in the book that claims adjusters use to limit payouts, and we won’t fall for any of them. If we can’t ensure a fair and generous settlement, we have no problem taking your case all the way to court to make sure you receive what you are rightfully owed. Our firm has over 1400 five-star reviews attesting to the excellence of our legal representation, and we are known for our relentlessness when it comes to standing up for the rights and best interests of our clients. Call us today to get started with an informative, no-cost consultation.