Car Accidents with GEICO Auto Insurance: Next Steps

GEICO is one of the largest insurance carriers in the nation. Therefore, there’s a strong chance that the liable party in your accident may carry this type of insurance. If you suffered injuries after a collision with a reckless or negligent motorist, it is critical that you contact a personal injury lawyer who has experience dealing with GEICO auto insurance claims. Our dedicated lawyers at Trust Guss have over 30 years of expertise in going up against large insurance companies and recovering the maximum in allowable damages after a crash.

Because GEICO is a for-profit company like other insurance carriers, it seeks to limit its payouts. If premiums paid by subscribers exceed payouts, then a healthy profit is ensured. To support GEICO’s bottom line, insurance adjusters will offer the lowest possible claim amount that they believe you will accept. However, you should not settle for less than you need and deserve. By partnering with the skilled car accident attorneys at Trust Guss, you can ensure that your best interests are served and that you receive just compensation after experiencing the trauma and hardship of significant injuries.

Dealing With GEICO Claims Adjusters

When filing a claim with GEICO, you will be assigned an adjuster for your case. This adjuster will review your claim and evaluate the amount of compensation that GEICO is willing to offer. Their job is to settle for as little as possible in order to support GEICO’s bottom line. While they may be friendly and seem caring, they will prioritize their company’s needs over yours, the victim’s. Follow these important tips when interacting with a GEICO claims adjuster:

• Don’t take the first offer you are given – Without fail, your adjuster will likely lowball you. They know that you are in a vulnerable state after experiencing the ordeal of a car accident, and you may not be thinking clearly. They may use pressure tactics to bully you into accepting their offer. Don’t fall for it. Consult with our car accident lawyers at Trust Guss before accepting any offers or signing any documents, so you know all your options.
• Watch what you say – Adjusters will sometimes use your own words against you to invalidate your claim. They may strive to manipulate you into taking responsibility for the accident or force you to record a statement. You are not required to talk to them. Staying tight-lipped can protect your rights and ability to claim the maximum damages you are entitled to. The best thing to do is let your attorney speak for you, as they will have extensive expertise in negotiating with claims adjusters.
• Keep detailed records – One of the best things you can do for yourself after an accident is to keep track of all communications with insurance companies and adjusters, making note of phone calls, emails, and letters in the mail. Write down the date and time of all interactions, the adjuster’s name, and the topics of discussion. Retain copies of all GEICO correspondence, records, and receipts. Also, be meticulous in gathering copies of your medical bills and vehicle repair estimates. These documents may prove extremely important when it comes to building your case.

How Our Personal Injury Lawyers Can Help You

If you or a loved one has been seriously injured in a car crash, don’t hesitate to reach out to our knowledgeable personal injury lawyers right away rather than going at it alone. Handling your GEICO claim without the support of an experienced car accident attorney can result in you accepting less compensation than you need and deserve. You may not know the full extent of the damage caused by the accident at first, and even if you feel okay now, internal injuries may come to light as time passes that require extensive medical bills and rehab. Our skilled attorneys know how to negotiate with stingy insurance companies and ensure the case is resolved in your favor, not theirs. We can help you by taking the following actions:

• Gathering vital evidence to prove liability and support your claim for damages
• Consulting with experts to determine the extent of your medical issues
• Calculating the right amount of compensation for your injuries and losses
• Negotiating a fair, favorable settlement for you
• Protecting you from insinuations that you were to blame for your accident
• Filing a lawsuit if GEICO is not willing to pay what you deserve
• Representing you in court and advocating on your behalf for maximum damages

Claim Types After an Accident

GEICO claims after a car accident usually pertain to bodily injury and property damage. Our team of expert legal advocates at Trust Guss will use varying strategies to ensure you receive the maximum damages in all categories.

GEICO bodily injury claims – Personal injury claims should provide compensation for the physical, emotional, and financial impacts of an accident on your life. These damages may include the following:

• Medical expenses (past, present, future)
• Lost wages and loss of future income
• Diminished earning capacity
• Physical pain and suffering
• Disfigurement and disability
• Emotional distress
• Loss of enjoyment of life
• Loss of companionship
• Wrongful death

TIP: No matter how much a GEICO claims adjuster pressures you, do not settle your personal injury claim before your medical treatments are finished. You will be in a much stronger position to negotiate your claim once you understand the full extent of your injuries and losses.

GEICO property damage claims – An initial step in filing a claim is to assess your level of property damage. You can be compensated for vehicle repairs, rental car fees, or car replacement if your vehicle was totaled in the crash. The liable party’s insurance company (GEICO) is responsible for booking you a rental that is comparable to your old vehicle. Property inside your vehicle that was lost or damaged, such as laptops, electronics, clothing, or gadgets, may also be eligible for compensation.

Why Choose Trust Guss? 

Our team of outstanding legal professionals at Trust Guss provides concierge care, personalized attention, and astute advice, guiding you through the complex and demanding process of filing a personal injury claim with GEICO after a devastating accident. We can handle all communications with GEICO and other third parties, gather critical evidence, and file your claim within the statute of limitations while you focus your energy on the healing process after sustaining serious injuries. When you call, you will always speak with a live agent – day or night. And you never have to spend a penny unless we are successful with your case. These are just a few of the many assets that have driven our clients across the nation to give us over 1400 five-star reviews.

Stewart J. Guss founded his personal injury law firm in 1999, insisting on a “Clients First” approach. Since then, he has grown the company to over 100 legal representatives working in four states, supporting a broad national reach. Stewart was raised in Texas, where he obtained his Juris Doctor Degree from the University of Houston Law Center and became a proud member of the Texas Trial Lawyers Association. Thanks to his relentless pursuit of justice and his dedication to integrity and fairness, Stewart was included in the top 1% of U.S. personal injury lawyers by the National Association of Distinguished Counsel. Additionally, he was named a Top Lawyer multiple times by the National Trial Lawyers, Rue Ratings, and Houstonia Magazine. Stewart is a lifelong philanthropist who is devoted to giving back. He funds several university scholarships and supports numerous charities throughout the United States.