Car Accidents With Empower Insurance: Next Steps

Headquartered in Fort Worth, Texas, and founded in 2003, Empower Insurance Group is a smaller company compared to many of its competitors. However, it employs many of the same underhanded tactics that Big Insurance utilizes to limit, dispute, and deny claims. 

After all, Empower is a for-profit company whose goal is to increase subscriptions while minimizing expenditures (payouts to claimants.) By hiring an experienced personal injury attorney at Trust Guss, you can ensure that your rights and best interests are protected and that you have the chance to obtain the maximum in compensation to offset your devastating losses and injuries.

Can I Afford a Personal Injury Lawyer?

When you’re up against the sophisticated strategies of insurance companies like Empower, having a dedicated car accident lawyer in your corner can be invaluable. At Trust Guss, we believe you deserve unwavering legal advocacy during your most challenging ordeal without having to worry about how to pay for it. We take cases on a contingency fee basis, meaning that you won’t owe us a dime unless we are successful with your claim and can obtain the compensation you need and deserve. We also offer a no-cost, no-obligation case evaluation, so you can call us and get started right away without any risks.

Are You Having Issues With an Empower Claim?

While Empower projects an image of customer satisfaction, numerous consumer complaints indicate that many accident victims are fed up with the company’s profit-seeking actions. Claimants report being offered ridiculously low settlement sums and that the claims process is dragged out, especially when a dispute arises. Among the tactics that Empower claims adjusters use are the following:

• Making requests for extensive details and comparisons before agreeing to a settlement sum
• Not returning claimant phone calls
• Pressuring claimants to accept lowball settlement offers
• Directing claimants from one department to another
• Using “legalese” in documents instead of plain English
• Trying to get claimants to take responsibility for their own accidents and injuries
• Digging up past medical records to prove a “pre-existing condition” is responsible for claimant injuries, not the accident
• Pressuring claimants to sign documents that make them forfeit their right to future compensation
• Secretly recording phone calls to catch claimants making statements that might invalidate their claim

How a Car Accident Lawyer Can Help

After sustaining injuries in an accident, you may feel overwhelmed, anxious, and disoriented. Insurance companies like Empower use this vulnerability against you, creating a false sense of urgency to pressure you into accepting a low settlement offer. Don’t be rushed, and don’t be fooled. You may not yet know the full extent of the medical care you will need in the future, and you might not yet be clear on exactly how long you will be out of work. If you settle too early, you may forfeit your chance to obtain compensation later on once you’re more aware of the true costs of your injuries. A skilled personal injury lawyer will protect your rights and best interests, warding off the ill intents of disingenuous claims adjusters. Your attorney will do the following:

• Gather all critical evidence, including police reports, witness statements, video and photographic
• evidence, and more
• Work with medical experts and accident reconstruction professionals to bolster and support your claim
• Determine liability by looking at not only the other driver but also manufacturing companies, truck loading companies, mechanics, government agencies, restaurateurs serving alcohol, etc. 
• Calculate the monetary value of your damages
• Protect you from Empower claims adjusters who seek to blame you for your own accident
• Negotiate with Empower and other third parties on your behalf
• Take your case to court if necessary to ensure that the responsible parties are held accountable
• Make sure all paperwork is handled and your claim is filed within the statute of limitations

Available Compensation After a Car Collision

When another person is to blame for your injuries due to their recklessness or negligence, you are entitled to seek compensation in the form of damages, both economic and non-economic. Economic damages relate to expenses that you can document easily, like car repairs, medical bills, and lost wages. Non-economic damages relate to the less tangible aspects of your losses, such as the emotional and mental impact the crash has had on your life and the pain you may have suffered if you lost a loved one or spouse. Our lawyers will fight for you to receive the following damages:

• Past, current, and future medical expenses, including those related to hospitalizations, ER visits, surgeries, doctor’s appointments, medical transportation, medications, at-home assistance, walkers and mobility devices, diagnostic testing, prosthetics, physical therapy, rehabilitation, and more
• Property damage, including expenses related to renting a car, vehicle repairs, and purchasing a new vehicle
• Lost wages and diminished earning capacity
• Pain and suffering
• Mental anguish
• Emotional distress
• Loss of enjoyment of life
• Scarring and disfigurement
• Loss of consortium
• Wrongful death
• Punitive damages

Why Choose Trust Guss? 

At Trust Guss, our personal injury lawyers are invested in your future and go the extra mile to ensure you receive the maximum in compensation so you can begin rebuilding your life after a devastating car accident. By working with our trusted car accident attorneys, you are paving the way for you and your loved ones to enjoy financial security and peace of mind. While money cannot ever truly make up for the trauma and emotional toll of the collision, it can go a long way in making sure you don’t have to shoulder medical bills, property damage, and lost wages when someone else’s negligence is the real culprit. We treat every client just like family, providing a personalized experience, a bespoke legal strategy, and access to live support around the clock. Thanks to our tenacity, drive for justice, and commitment to excellence, our practice has received over 1400 five-star reviews and counting. 

Spotlight on Stewart J. Guss – Founder + Top-Rated Personal Injury Lawyer in the U.S.

Trust Guss was established in 1999 by Stewart J. Guss, a personal injury lawyer chosen as one of the “Best Attorneys in America” by the elite Rue Ratings. Stewart’s father was the one who first inspired his interest in fairness and justice, teaching him to respect the dignity and humanity of every individual. Today, Stewart embodies his father’s principles, providing outstanding legal representation to clients across the country with the help of over 100 legal professionals.

Stewart received his Bachelor’s Degree at the University of Texas at Austin, going on to receive graduate-level training at the Red McCombs School of Business. He then obtained his Juris Doctor Degree from the University of Houston Law Center and became a member of the Texas Trial Lawyers Association. The National Association of Distinguished Counsel ranked Stewart in the top 1% of personal injury attorneys in the country. When he’s not fighting relentlessly on behalf of his clients, Stewart is actively involved in philanthropy. He established Houston's Unsung Greats “HUG” Award, funds an annual college scholarship, and donates to numerous charities, including Reach Unlimited and the MS150.