Car Accidents with Progressive Auto Insurance: Next Steps

Being involved in a car accident can be an overwhelming and frightening experience. On top of dealing with your injuries and emotional distress, you will face the demands of having to file an insurance claim, which itself can be daunting. Rest assured, our experienced personal injury lawyers at Trust Guss in Houston and Katy, TX, have the experience, insight, and acumen to successfully navigate your claim and ensure you receive the maximum compensation to which you are entitled.

In this article, our trusted car accident lawyers will discuss what you should do when filing a claim with Progressive Auto Insurance. Receiving detailed guidance from a qualified attorney is a great way to reduce stress and ensure your rights will be protected and that you will be able to recover all the damages you rightfully deserve. Our firm will handle all communications with Progressive and other third parties, acquire evidence for your claim, and deal with the statute of limitations so you can focus your energy on healing and recovering after a devastating car collision.

 
What To Do After A Progressive Insurance Car Accident

By following these tips when filing your claim with Progressive, you can better navigate your journey after a car crash:

• Notify the authorities – Police reports and breathalyzers can serve as vital components of your claim, so getting the authorities involved right away after a collision is essential.
• Seek medical attention – Even if you feel “fine,” it is mandatory that you get checked out by a medical professional after your accident, as you may have a concussion or internal organ injuries that are not immediately apparent. It is important to carefully document your injuries and medical care, as this can ensure you receive the appropriate damages as part of your compensation. 
• Take photos and videos of the accident scene – Accident scenes tend to be cleared quickly to enable the flow of traffic, so be sure to take photos and video immediately after a crash has occurred. Take shots of both vehicles, the road, signage, your injuries, and anything else that seems relevant.
• Gather contact information from any potential witnesses – If there is anyone who stopped on the scene, such as other cars or pedestrians, exchange information with them, as they may be able to provide crucial testimony to support your claim.
• Trade information with the other driver – Be sure to get the other driver’s name, number, address, and insurance card information. If this isn’t possible, wait for the police. 
• Contact a Houston personal injury lawyer – If you were seriously injured in a car or truck accident due to someone else’s negligence or recklessness on the road, you need to speak with one of our knowledgeable accident attorneys before you discuss matters with anyone from Progressive.

How A Houston Personal Injury Lawyer Can Help

If you were injured in an accident in the Houston, TX, area, don’t allow Progressive to decide what is fair compensation. Insurance companies want to make a profit like any other business, so they will give you an offer that is lower than you may deserve in order to support their bottom line. Our experienced personal injury attorneys know how to deal with lowball offers and advocate for your best interests. We will not be intimidated by bully tactics. Here are a few of the ways our car accident lawyers at Trust Guss can help:

• Determine if you have a case – Depending on the evidence, it may be wise for you to accept a settlement, but with an attorney’s help, you can get the best offer possible. 
• Consider if you should go to trial – If Progressive does not provide a suitable settlement offer, we can take your case to court to make sure you obtain fair compensation.
• Reduce stress – We can handle all paperwork, logistics, and communication after your accident, reducing overall tension and anxiety so you can focus on healing.
• Gather critical evidence – We will gather police reports, eyewitness statements, input from accident reconstruction experts, video camera footage, repair receipts, medical bills, and other forms of evidence to build a solid, sound case.

What Kind Of Damages Can I Receive After A Car Accident?

Our trusted personal injury attorneys can maximize your compensation after an injury by carefully reviewing all the damages you may be eligible for. In cases where the state of Texas is looking to set an example after particularly egregious or reckless behavior, you may also be awarded punitive damages in your case. Common damages include the following:

• Medical bills, including those related to hospitalizations, surgeries, medications, walking aids, doctor’s visits, physical therapy, rehab, and more
• Future medical expenses for long-term care
• Lost wages and diminished earning potential
• Loss of career opportunities
• Pain and suffering
• Mental anguish
• Property damage, including the repair or replacement of your vehicle and the cost of a rental car
• Loss of companionship, love, and support
• Wrongful death, including funeral and burial expenses

How Long Does It Take To Settle A Claim With Progressive?

In Texas, insurance companies like Progressive will have 15 days to respond to an accident claim and around 30 days to investigate. The actual time it takes to receive a settlement may be extended by certain factors, such as whether the case is taken to court or not. 

It’s also important to understand that you must file your claim within the Texas statute of limitations. This statute provides you with two years from the date of your accident to file a claim. If you don’t file within this period, you may forfeit your opportunity to claim the damages you rightfully need and deserve in order to rebuild your life after a serious car accident. By hiring a skilled personal injury attorney at Trust Guss, you can rest assured your claim will be filed properly and on time.

Why Choose Trust Guss? 

At Trust Guss, our experienced personal injury lawyers have over 30 years of expertise in handling insurance settlement offers and fighting for clients to receive the maximum damages they qualify for. Your injuries may cause long-term disability and suffering, and you need to make sure the compensation you receive will be enough to take care of you and your family in the long run. We provide live agent support 24/7 and work on a contingency fee basis, so you never have to pay any legal fee upfront. Our goal is to reduce your stress so you have the energy to heal and rebuild after a devastating car accident. At Trust Guss, we have received over 1400 five-star reviews, testifying to our outstanding representation and unwavering support during clients’ most challenging legal ordeals.

Stewart J. Guss first established his law practice in 1999 and since then, has grown the company to over 100 legal professionals working across four states, showcasing the firm’s broad national reach. Raised and educated in Texas, Stewart obtained his Juris Doctor Degree from the University of Houston Law Center. He is an active member of the Texas Trial Lawyers Association and has been recognized across the nation for his “Clients First” approach and dedication to integrity and justice. He was named in the top 1% of American personal injury lawyers by the National Association of Distinguished Counsel and has garnered praise as a Top Lawyer by the National Trial Lawyers, Rue Ratings, and Houstonia Magazine.