Car Accidents With Allstate Insurance: Next Steps

At Trust Guss, our personal injury lawyers draw on decades of car accident claim expertise to help victims recover the maximum in compensation and begin rebuilding their lives after devastating losses. 

Our team is not afraid to take on aggressive claims insurers who are trying to limit their payouts to maintain their company’s bottom line. If you must deal with Allstate Insurance Company after a car accident, we will stand in your corner and advocate for your best interests, something Allstate claims adjusters are just not going to do despite their friendly demeanor. If we are unable to obtain a fair and favorable settlement for you, we have no problem taking your case to court. 

You will never have to pay a penny upfront when working with our car accident attorneys at Trust Guss. We work on a contingency fee basis, meaning that you owe nothing unless we are successful with your claim. Contact us today to schedule a no-cost case evaluation.

About Allstate

Allstate (“you’re in good hands”) is a multibillion-dollar company and the country’s third-largest insurer. To maintain its income and keep its shareholders happy, Allstate cannot generously pay out the full value of each claim it receives, as this would severely impact its profits. Payouts are considered “expenditures,” after all. To make sure your rights and interests are protected when filing a claim, you should work with a personal injury lawyer who is only invested in your success – not the success of Allstate and its bottom line.

The Allstate Claims Process

Filing an auto accident claim with Allstate can be a convoluted and tiring process. The company relies heavily on software known as Colossus, which, rather than simplifying things, makes things more complicated and frustrating. Colossus has a sophisticated algorithm that assesses claim information and then spits out a settlement value. When formulating its answer, it will consider factors like the victim’s injuries, age, treatment records, etc. The claims adjuster then presents this computer-generated settlement offer to the victim. The use of Colossus can make the claims process feel cold and impersonal, as though the victim’s suffering is reduced down to a set of variables to be juggled in a centrifuge. 

Why Does Allstate Deny Insurance Claims?

Allstate can deny or dispute insurance claims for a wide range of reasons. Their underlying motivation is often just financial; they don’t want to pay out claims because it reduces their overall profits. Our knowledgeable personal injury lawyers at Trust Guss are well-versed in all tactics used by insurance companies, as fighting for clients’ rights is something we have done every single day for over 30 years. Some common reasons why Allstate might deny a claim include the following:

• The liable party failed to pay their premiums
• The claim was not filed on time
• Allstate disputes who was at fault for the accident
• Allstate disputes the severity of the victim’s injuries
• The accident was not covered under the insurance policy’s terms
• The victim does not have underinsured or uninsured motorist protection

How a Personal Injury Lawyer Can Assist You When Filing a Claim with Allstate

Do not underestimate the calculated and manipulative approach that an Allstate claims adjuster will take when assessing your case. They may try to get you to admit fault for the accident or pressure you to accept an offer that is insufficient. By working with a qualified, board-certified car accident attorney at Trust Guss, you can ensure that you have the best chance at recovering the funds you need to care for yourself and your family after a debilitating accident. Our lawyers will do the following:

• Resolve any disputes with Allstate, including claim denials
• Prove liability by utilizing all available evidence, including police reports, photographs and video footage, witness accounts, and testimony from accident reconstruction experts
• Document your losses using MRIs, X-rays, doctor’s reports, medical bills, invoices from mechanics and car rental agencies, case files from mental health providers, and more
• Calculate the monetary value of your damages, both economic and non-economic
• Negotiate with Allstate to achieve a fair settlement
• File a lawsuit if necessary

Damages You Can Obtain With Your Allstate Claim

If your injuries after a car accident were caused by another’s negligence or recklessness on the road, you may be entitled to compensation for the following damages:

• Current and future medical expenses, including those related to hospitalizations, surgeries, medications, doctor’s visits, at-home care, physical therapy, rehabilitation, and more
• Lost wages and loss of future earning opportunities
• Property damage, including funds for replacement or repairing your vehicle and anything that was inside your car at the time of the accident
• Pain and suffering
• Emotional distress
• Loss of enjoyment of life
• Loss of consortium
• Wrongful death

How Much Does It Cost to Have a Personal Injury Lawyer Handle an Allstate Claim?

Some accident victims do not contact a lawyer because they fear it could cost them a fortune, further adding to their significant financial burden after a car crash. At Trust Guss, not only do we offer a no-cost case evaluation with no obligation to hire us at the end, but we also work on a contingency fee basis, so you will not owe any legal fees unless we are successful with your claim. At the end, we will negotiate a portion of your reward to use as our payment. If you win, then we win. Thus, it does not present any risk for you to simply find out more information about your rights and the legal process after a serious accident.

Get the Settlement You Deserve for Your Personal Injury 

When dealing with experienced claims adjusters at mega-companies like Allstate, you can level the playing field by having an astute, seasoned car accident lawyer in your corner. Our lawyers at Trust Guss will ensure that the full value of your damages has been correctly calculated and that you have the chance to recover what you are truly owed – not what an impersonal computer program called Colossus deems fair. Call today to get started with a free consultation.