Dealing With Trucking Insurance Companies

After a devastating truck accident, victims can seek compensation in a variety of ways. While it is possible to file a lawsuit, in some situations, clients are best served by filing a claim with the proper insurance company. Due to an increase in risks related to large commercial trucks, FMCSA (the Federal Motor Carrier Safety Administration) increased the insurance requirements for truck owners. With these higher insurance limits in place, truck accident victims can often see all their losses covered.

Despite these industry changes, obtaining a fair payout from an insurance company can still be a complicated process to navigate, as many complications can arise. By working with a skilled truck wreck attorney, accident victims can ensure their rights are protected and that they have the chance to receive the damages they are rightfully owed.

Below are some potential complications that can affect insurance payouts:

• Multiple policies – With truck accidents, there may be multiple liable parties, with each one having its own insurance policies. This means the potential for endless communication with the insurers representing the truck driver, the truck company, the manufacturer, the loading company, and any other negligent or reckless motorist who contributed to the collision. A good personal injury lawyer can handle all communication on your behalf, saving you from stress, confusion, and overwhelm.
• Insurance investigators – Insurance companies are for-profit businesses that ensure their bottom line by maximizing subscriptions while minimizing payouts. These companies will often immediately send an investigator to accident sites to gather their own version of events. Truck accident victims usually don’t have this luxury, as they are too hurt or dazed to spring into action. By the time they are in the frame of mind to collect evidence, it may be too late. This gives the insurers the upper hand – unless the victim is represented by an astute personal injury lawyer who can beat the insurance companies at their own game.
• Lowball offers – Trucking company insurers typically offer victims less than they deserve and will use a variety of underhanded tactics to pressure the victim into accepting an insufficient offer. If you accept an offer that doesn’t meet your true needs, you will not have a chance to recover additional compensation in the future. You also may not be aware yet of your future medical bills and lost wages. An experienced personal injury lawyer can calculate the monetary value of your losses, working with medical experts to assess your current and anticipated expenses, and negotiate with insurance companies on your behalf to obtain a fair settlement that meets the needs of yourself and your loved ones who rely on you.

Seek Assistance From an Experienced Semi Truck Accident Attorney Today

If you or a loved one has been injured in a serious truck accident, don’t wait to contact our compassionate, dedicated attorneys at Trust Guss, who are standing by to assist you 24/7. For over 30 years, our team has been fighting to help clients recover the maximum in damages they are eligible for so they can begin the long healing process ahead with minimal financial stress. We have the energy and drive to go head-to-head with aggressive truck insurance companies, advocating for your best interests every step of the way.

If we are not able to obtain a fair settlement, our skilled trial attorneys have no problem taking your case all the way to court so that justice can be served. Call one of our knowledgeable 18-wheeler accident lawyers today for a no-cost case evaluation. We handle all cases on a contingency fee basis, so you never have to spend a dime unless we are successful with your claim.